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28 


POsSESSSéE 84 


Steve Greer 
Chief Executive Officer 
AIL/NILICO Agency Divisions 


— JAMES CASH PENNEY 


bers of your Home Office manage- 


ment team put our heads together to discuss : 
made to the bonus payouts is the increase in : 
the WGB bonus percentages available, once 
again proving that it really is the World's Great- : 


theme ideas that fit the goals. The theme is not 
a goal itself; rather, it's an attitude, a mindset to 


guide us toward achieving our goals. #OwnIt is : 
our “marching order" to accomplish the objec- : 


tives laid out for 2019. 

I can compress this year's goals into one 
word: GROWTH. To paraphrase P.T. Barnum, 
without growth, something terrible happens ... 
nothing. ‘Nothing’ is not enough for AIL/NIL- 
ICO; not enough for YOU, the World's Greatest 
Sales Force. Growth is a privilege. Many peo- 
ple work in professions where it is very hard to 
measure growth. Many professions are subjec- 


: tive, while we have the privilege of working in : 
an industry where it is entirely objective. 
; Our goal this year is to encourage growth : 
in every sense of the word both personally 
and professionally. When we grow personal- : 
: ly, it translates into growth professionally, and 
that means growing the number of working 
families we help and growing the number of 
folks we bring in to Opportunity Unlimited. 


GROWTH IS NEVER BY MERE : 
CHANCE; IT IS THE RESULT off 


: en, dedicated, passionate individuals united in 
FORCES WORKING TOGETHER. : purpose. All greatness starts with the power of : 
: ONE multiplied. : 
: The best way to encourage more of the : 
: activities that will bring about growth for the : 


NCE OUR COMPANY GOALS HAVE : 
been set for the following year, mem- | 


It starts with each of us as individuals. After 


all, this Company is nothing more than driv- : 
is also a code kicker’ that adds an additional 


Company is to help YOU grow your income by : 
enhancing the structure of our main bonusesto : 
focus squarely on — what else? — GROWTH. 


One of the most exciting changes weve 


est Bonus! The new bonus is a monthly bonus : 
paid weekly. Each month, all net ALP over : 
$1,000 will be bonused at 1096-2096 according 
i to month-to-date ALP levels or tiers achieved. 
l The 20% bonus rate is for MTD net ALP great- 
er than $12,000 in a month, so it makes sense 
to get to $12,000 Net ALP each month as 
quickly as you can. If you are a veteran agent 
with top quality, ALP greater than $12,000 is ; 
* bonused at 20% plus a retention boost up to 


30%. This is a great framework for you to plan 


your productivity for the month. 


The SA/GA Field Training Bonus has also 
been beefed up. The payout has been increased 
from 15096 to 17596 for associates in their 
first 8 weeks. Wow! 

MGAs and RGAs with a growth mindset 
will be rewarded with a Quarterly Growth Bo- 
nus of 1096 or 2096 on growth dollars written 


that quarter. Percentages are set based on ten- 


ure as an MGA and production levels. Ihere 


596-3596 increase on bonus earned based on 


the number of new associates over the previ- 


ous year or quarter. 

RGAs doing an exceptional job of coach- 
ing their MGAs to grow are eligible for the 
RGA Quarterly Growth Bonus. The bonus is 


a a percentage of the MGA? bonuses with the 
: RGAs having the opportunity to earn between 


3596-5596 of what their MGAs earn in their bo- 


: nuses for the quarter. 


These enhancements to the bonus struc- 
tures provide powerful incentive to grow 


: whether you're an agent or in a leadership po- 


sition! Be sure to thank your Executive Coun- 


: cil, specifically the Bonus Committee, for their 
input and guidance on the enhancements. 


To see a brief description of these bonuses 


as well as examples of how they are calculat- 
ed, see pages 18-21 and, as always, refer to the 


ARC for complete qualifications and details. 
This is our year to G-R-O-W — #OWNIT! @ 


SPOTLIGHT 


www.arc.ailife.com/arc/spotlight 
A monthly publication spotlighting top 
producers of American Income Life and 
National Income Life 


MANAGING EDITOR 
Sam Yarbrough / syarbrough@ailife.com 


WRITER & COPY EDITOR 
Leah Fry / Icfry@ailife.com 


GRAPHIC DESIGNERS 
Mikailah Clark / mlclark@ailife.com 
Maggie Hill / mmhill@ailife.com 


CONTRIBUTORS 

Robyn Allen, Brynn Caccamo 
Wendy Copeland, Karen Curtis 
Lana Giebe, Angel Henderson 
Tracy Hightower, Jamie Kiefer 
Mary Lampert, Christy Maddux 
Johnny Matthies, Chris Melton 

Mufieca Moody-Yanez, Pat Nevarez 
Danielle Pizana, Christina Speasmaker 

Krystal Stagg, Tonia Stonum 

Andrew Wesolick, Rhonda York 


Spotlight is published monthly by 
American Income Life Insurance Company 
for the dissemination of information 
to its Producers. Prior permission must 
be obtained from American Income for 
reproduction or other use of material herein. 


HOME OFFICE 
254-761-6400 


WEBSITES 
www.ailife.com 
www.nilife.com 

www.AlLLaptopOnDemand.com 
www.NILICOLaptopOnDemand.com 
www.ailacademy.com 


SOCIAL MEDIA 
www.twitter.com/AIL_NILICO 
E) www.facebook.com/AIL.NILICO 
© www.youtube.com/AlLifeTV 


RECRUITING SUPPORT 
www.ailife.com/recruiting 


#Ownlr 


© 2019 by American Income Life Insurance Company 


SGA Career Track 
New Markets Opening & Expanding! 


There is a growing need for ambitious leaders. AIL/NILICO is looking for MGAs and 


Required Retention Rate 


Effective Jan. 1, 2018, to be eligible for bonuses and be featured in Spotlight, 
Producers must meet the required Retention or the minimum Net to Gross. Net to 
Gross varies based on bonus guidelines and is used only during the Producer first 
twelve months. The rates listed are for Spotlight recognition only. 


Dates to Remember 


CLAIS JANUARY 2019 


VOL. 52 NO. 1 


Retention: 73.096 
Net to Gross: 80% 


eApp business and paper applications subject to the 7 day hold should be uploaded or sent to Home Office by Thursday 
2/21 before 3:30 p.m. CST. Paper apps excluded from the 7 day hold and PR credits should be sent to Home Office by 
Tuesday 2/26. eApp business excluded from the 7 day hold should be uploaded by Thursday 2/28 before 3:30 p.m. CST 


to count for February production. 


eApp cutoff has been extended to 3:30 p.m. CST every Wednesday, Thursday, and last day ofthe calendar month to allow 
more business to load before the weekly advance and end-of-month AP&P cutoff. All other days of the week remain the 


standard 2:00 p.m. CST cutoff time. 


$4,653,671 


Corrections 


In the December issue of Spotlight, Joseph Sarasin 
Should have been listed in the Founder's Club. 


JOSEPH SARASIN 
S-S-Bendure-Hartwig 
8 Qualifications 
0,354 Net ALP 

N 81.2 RET 


In past issues of Spotlight, Christopher Botelho's 
location should have been listed as Toronto, ON. 


CHRISTOPHER 
BOTELHO 
Toronto, ON 


Look for the asterisk! rhe asterisks, shown throughout the magazine, indicate that place will be a 
year-to-date award winner. The Producers, who will be recognized at the 2019 Awards Presentation are: the 
top SGA from each category based on Performance Factor with 100% minimum, the top MGA / RGA from each 
category based on growth and Performance Factor with 100% minimum, the top five GAs, the top five SAs, 


and the top ten Individual Producers, the top PR Representative from each category, and the top PR Manager 
from each category. View the 2019 Convention Qualifications online at www.ailife.com or www.nilife.com. 
Check your production! If there is an asterisk by your position, you could be on your way to 
stay at the wonderful Caesars Palace in Las Vegas! The convention will be held May 8-11, 2019. 


in total bonuses were paid out this month by AIL and NILICO. 
For more information on the monthly bonuses, turn to Pages 34-40. 


In the December issue of Spotlight, PR Director of the 
Month Patti Morgan's Objective was incorrect. 


PATTI MORGAN 
Patti met 144.796 of Objective 
during November 2018. 


In past issues of Spotlight, Yussuf El-Zein's location 
should have been listed as Ottawa, ON. 


YUSSUF 
EL-ZEIN 
Ottawa, ON 


03 


31 YEARS OF SERVICE 
Doreen Ryan-Foti, RGA 
29 YEARS OF SERVICE 
Jerry Hartnett, PR 

27 YEARS OF SERVICE 
Tom Williams, SGA 
21YEARS OF SERVICE 
Erin McKee, PR 

20 YEARS OF SERVICE 
Bobby Gujral, RGA 

Krissa Hensley, PR 

18 YEARS OF SERVICE 
Erica Dalager, PR 

David Wang, RGA 

17 YEARS OF SERVICE 
Samuel Cohen, RGA 
Zachary Hart, SGA 
Nancy Myers, AGT 

Ryan Stenglein, RGA 
Thomas Tulowiecki, AGT 
16 YEARS OF SERVICE 
Tasha Tucker, AGT 

15 YEARS OF SERVICE 
Devin Phillips, AGT 

14 YEARS OF SERVICE 
Samantha Chui, AGT 

13 YEARS OF SERVICE 
Larry Chick, AGT 

Michael Vasu, SGA 

12 YEARS OF SERVICE 
Jackie Alston, AGT 

Mark Beckford, RGA 
Dustin Dunbar, RGA 

Lee Jeffers, RGA 

AshLynn Orng, SGA 

11 YEARS OF SERVICE 
Mark Flemm, PR 


STATE GENERAL AGENT 
Andre Hawthorne 

Kyle Lewicki 

REGIONAL GENERAL AGENT 
Amr Shater 

Kyle Wrobel 

MASTER GENERAL AGENT 
Mitch Duplantis 

Patrick Guthrie 

Jacgueline Kabluyen 

Dan Nebraski 

Ryan Ohm 

Eric Peyton 

Jovanie Scarlett 


A Y 
Ne 


Nicholas Lorence, SGA 
Amanda Mlinaz, PR 
Katherine Pratt, PR 
10 YEARS OF SERVICE 
Maria Diringer, AGT 
Larry Finch, SA 

Dianna Lueke, PR 

Chad Panzer, RGA 
Aaron Parks, SGA 
Jessica Wilhite, RGA 

9 YEARS OF SERVICE 
Hunter Houvener, RGA 
Richard Johnson, GA 
James Keefer, AGT 
George Murry, PR 

Ruth Randall, AGT 
Anna Senra, AGT 

Peer Shmelzer, MGA 
Judy Spade, PR 

8 YEARS OF SERVICE 
Howard Dotson, AGT 
Aaron Haynes, GA 

Chris McFoy, GA 

7 YEARS OF SERVICE 
Erin Allen, RGA 

Elyse Bryan, RGA 
Shawntae Collins, MGA 
Joshua Dishong, RGA 
Pamela Faircloth, AGT 
Oscar Gastelum, GA 
Kierra Goodwin, MGA 
Robert Hooper, AGT 
Paul Kelly, RGA 

Shane Knowles, PR 
Richard Mansfield, MGA 
Marcus Moody, GA 
Anthony Sava, GA 


60% GENERAL AGENT 
Cameron Cimino 

Jared Cummings 

Cara DeFiore 

Ansel Duesenberg 

Myaa Fallon 

Carlos Irizarry 

Serena Joseph 

Corey Lumley 

Drake Smith 

57.596 GENERAL AGENT 
Abbas Abdul-Khaliq 

Jose Anderson 

Hugh Benn 

Brendan Bradfield 


6 YEARS OF SERVICE 
Glenn Arakawa, SA 
Anadeto Arevalo, RGA 
Lisa Bennett, PR 
Jeanette Dodd, PR 
Sarah Gilmore, AGT 
Meaghan Krecsko, RGA 
Erikka Michaels, GA 
Nacole Newbold, AGT 
5 YEARS OF SERVICE 
Adem Abdula, GA 
Tiffany Babin-Washington, RGA 
John Barnes, GA 

Bradley Christiansen, MGA 
Tucker Gregor, MGA 

James Harding, MGA 

Danny Juskiw, GA 

Andrea Kessler, AGT 

Morgan Lobello, RGA 

Murray Nagler, SA 

Jordan Reinhold, GA 

4 YEARS OF SERVICE 

Robert Adrahtas, GA 

Omar Billy, MGA 

Timothy Copenhaver, AGT 
Nicholas Gasparro, AGT 
Christopher Gray, AGT 

Thomas Huynh, MGA 

Wilmer Jimenez, AGT 

Brenda Lara Navarro, AGT 
Dawid Liniewski, AGT 

Brody Maughan-Evanson, RGA 
Virakbot Oung, MGA 
Angelique Piquion, SA 

Darcy Schrieber, MGA 

Andrew Severson, GA 

James Winfield, GA 


Brandon Copeland 
Jasmine Dandridge 
Tristan Dlabik 

William Dugan 

Farnaz Fotovat Ahmadi 
Nathaniel Henderson 
Carole Idolphine 
Carlos Iraheta Barrientos 
Conor Markins 

Juan Molina Gongora 
Brenna Moore 

Richard Phaturos 
Edward Rangel 

Eric Rodriguez 

Jamie Smalley 


Ryan Witham, MGA 
3 YEARS OF SERVICE 
John Bernet, SA 

Donna Bodine, SA 
Nicholas Deliberto, MGA 
Blake Dempsey, AGT 
Daniel Dobyns, SA 
Brenda Fox, MGA 
Karima Hartani, GA 

Elis Hayek, AGT 

Colin Henry, AGT 
Evelyn Howell, GA 
Sophony Jorvelus, AGT 
John Lamere, MGA 
Demitrius Lucas, GA 
Nathaniel Oliver, AGT 
Stuart Pagan, MGA 
Tyler Ray, AGT 

Dustin Vincke, SA 

Kerry Zorns, MGA 

2 YEARS OF SERVICE 
Grigor Ajaryan, AGT 
Gregorio Albao, AGT 
Hilary Arsenault, GA 
Michael Bess, AGT 

Josh Bloomguist, AGT 
Carla Brown, SA 
Manuel Canabal, SA 
David Carpenter, RGA 
Bretta Cummings, GA 
Amber Fitzmartin, SA 
Antonio Flores, AGT 
Hector Giron-Soto, SA 
Keerat Grewal, SA 
George Hardemion, SA 
Sarah Herbold, GA 
Joseph Huh, SA 


55% SUPERVISING AGENT 
Peter Baney 

Byron Bishop 

Nancy Branson 

Kevin Dimery 
Brandon Dusevic 
Kaleb Fantauzzi 
Desarae Freeman 
Melissa French 
Andrea Greene 
Joseph Guinn 
Eduardo Hernandez 
Nolan Hunter 

Phillip Kinney 
Nicholas Kopystynsky 


Walter Icaza, RGA 
Nicole lentile, SA 
Kristina Joachim, GA 
Daniel J Johnson, MGA 
Kevin Kennedy, SA 
Matthew Lehman, SA 
Tanner Macioce, SA 
Chase Miller, MGA 
Laurence Moore, GA 
Deborah Noga, GA 

Cody Nykoliation, SA 
Ebuwa Otagho, GA 
Andrew Pierce, GA 
Nicole Preston, AGT 
Myles Pryor, MGA 
Jennifer Ragan, AGT 
David Ramirez-Benitez, GA 
Todd Riescher, GA 

Iris Saavedra, GA 

Jason Smith, SA 

Erin Steely, AGT 
Shannon Stroud, SA 
Geovanny Tejeda, SA 
Hazim Thomas, RGA 
Zlata Titova, SA 

Connie Torres, SA 

Wesley Viverette, AGT 
Jeffrey von Kienast, MGA 
Colin Weathers, AGT 
Alliyah Williams, AGT 
John Zwald, AGT 

1 YEAR OF SERVICE 
Yelena Abu, SA 

Logan Appleton, SA 
Altina Arakelian, SA 
G'Niguah Armstrong, SA 
Nathalia Ayub, SA 


Irene Kucera 
Joshua Lenix 
Tyler Mabry 
Italia Moore 
John Navarro 
Gabriel Rocha 
Anthony Sciartilli 
52.5% SUPERVISING AGENT 
Nabil Atallah 
Alicia Ayala 
Manuel Balcita 
Connor Beleznay 
Mark Bernsdorff 
Manuel Canabal 
Garkeiva Council 


Reynette Baguio, AGT 
Nicole Barabas, SA 
Javier Bellido De Luna, GA 
Kyle Bennett, SA 

Mandy Best, AGT 

Keith Billups, GA 

Paula Blackburn, AGT 
Marika Blackmon, SA 
Kelly Blakeslee, AGT 
Eduardo Bonilla, SA 
Adrienne Bragas, MGA 
Kathy Brown, AGT 

Guery Caballero, AGT 
Gregory Caldwell, SA 
Richard Camacho, AGT 
Justin Campbell, AGT 

Ana Carmona Sotelo, AGT 
Sergio Carta, GA 

Julie Childs, SA 

Brynn Coplen, SA 

Amilia Cranston, AGT 
Thaddeus Dahl, SA 
Jessica Daniels, GA 

Linda Davis, GA 

Alex De Jesus, MGA 
Steven Dell, MGA 

Marissa Ellis, MGA 

Everett Farr, GA 

Ryan Feehan, AGT 
Marlana Feiser, AGT 
Kaiser Fernandez, SA 
Andrew Flores, GA 

Tevita Folau, SA 

Brian Freeman, SA 

Tina Fu, SA 

Felicia Fuentes, AGT 

Job George-Variamparambil, AGT 


Eric DeJohn 

Colin Desnoyers 
Justin Egbert 
Jacob Escoto 
Joseph Farrell 
Chasedon Farris 
Chase Fayne 
Jonathan Foligno 
Kristopher Galindez Rodriguez 
Kathryn Gilluly 
Roberto Gonzalez 
Lorena Guimaraes 
Lawrence Hadley 
Tyler Hunt 

Mark Husted 


Hasan Ghazal, SA 
Harrison Gholston, SA 
Krishawn Gibson, AGT 
Travis Grover, GA 
Georges Hamoush, AGT 
Ryley Hansen, AGT 
Lauren Harding, SA 
David Hardy, SA 

Tara Hartman, AGT 
Damen Hartwick, GA 
Anna Hershey, AGT 
Kellie Hoffman, SA 
Jessie Holland, SA 
Sidney Ihejirika, AGT 
Kervin Ives, AGT 

Cruz Jaquez, AGT 

Bert Kammerzell, AGT 
Fasil Kassahun, AGT 
Ramon Kemp, SA 

Tami Klitsch, AGT 

Roger Knievel, SA 
Michele Koonce, AGT 
Mark Kurzendoerfer, AGT 
Alyssa Libby, GA 
Ameenah Little, SA 

Di Liu, SA 

Misty Madden, GA 
Rielly Maher, SA 

Cristina Marson, AGT 
David Mikolai, SA 
Jennylyn Militante-Radnoty, SA 
Bryanne Millet, SA 
Joseph Moceri, AGT 
Kirsten Montgomery, SA 
Aleanya Moore, GA 
Barbara Morris, AGT 
Chad Muise, SA 


Matthew Ingram 
Malena Khan 
Donald Koger 
Alexander Kunz 
Shantanea Lyles 
Tonya Martin 
Skotyi McNamara 
Cory McNutt 
Osvaldo Michel Barraza 
Cory Moncol 
Jenny Nguyen 
Christopher O'Neal 
Heather Ortiz 
Gehovanny Perez 
Giles Robertson 


Kathryn O'Gorman, SA 
Codey Parks, AGT 
Scott Potting, GA 
David Raigoza, AGT 
Sabrina Reed, AGT 
LuisAngela Rodriguez, AGT 
Alec Seibold, SA 

Adrian Sjoberg, AGT 
Allison Smith, AGT 
Jeffrey A Smith, GA 

Holly Soares, SA 

Nathan Stuck, SA 

Yi Sun, SA 

Kelvin Taylor, SA 

Phillip Taylor, GA 

Justin Thompson, SA 
Benjamin Tran, AGT 
Vincent Ularich, GA 
Afuiva Vaai, AGT 

Crystal Vairetta, GA 

Cody Vanlandingham, SA 
Adar Vitis, SA 

Benjamin Wagner, AGT 
Natalya Waldron, SA 
Chinella Williams, AGT 
David C Williams, SA 
Matthew Wilson, SA 
Nina Zidrashko, SA 


Jean Romero Capote 
Taneisha Ross 
Joanna Salazar 
Kawena Sheehan 
Amber Smith 

Ricardo Talavera Gomez 
Zachary Tamayo 
Peter Tovio 

Derek Udongwo 
Wesley Warren-Camp 
Casey Wells 


Andre "Dre" Hawthorne 
North Carolina 


Andre was in the banking industry, but the growth and income 
potential AIL offered enticed him to change careers. He knew 
early on that he wanted to run his own office"to take advantage 
of the opportunity to be around great leaders and influencers.’ 
Andre credits "selfless leaders who took me under their wings 
and poured their knowledge into me" for his personal and 
professional growth."My ultimate satisfaction in life is knowing 
| have served others and changed the course of their futures ... 
both clients and Agency members; he says. 


Kyle Lewicki 
California 


Kyle joined the Surace-Smith organization in 2011 after 
graduating from Cleveland State University. He relocated to 
northern California to help form Mat Hart's office. Although 
initially attracted to AIL by the financial freedom it offered, Kyle 
says the most rewarding aspect of his career is the "ability to 
help others better their station in life“ by providing financial 
protection to working families and offering Opportunity 
Unlimited to career seekers. He advises those new to AIL to be 
relentless. "AIL offers the opportunity of a lifetime. Take it and 
run with it; he adds. 


06 


AIL Extends Lay-Off 
Waiver to Government 
Employees during 
Government Shutdown 


Members of AIL's Public Relations Team showed 
up in Washington, DC in support of federal 
government workers impacted by the shutdown. 


AIL extended its lay-off waiver of premium to federal employees who had been 


working with no pay or furloughed due to the 35-day government shutdown, the 
longest in U.S. history. Although not a qualified lay-off, the Company made the 
exception as a show of support to the more than 800,000 hard-working men and 
women affected by the shutdown. 


The spending bill President Trump signed on Friday, January 25 to temporarily end 
the partial government shutdown only funds affected agencies until February 15. 
Trump said the odds congressional negotiators will craft a deal to end his border 
wall standoff with Congress are "less than 50-50." There is a 90-day maximum for the 
waiver of premium feature; we are hopeful the issues will be resolved prior to the 
90-days max date. 


In addition to the premium waiver, Underwriting and Policy Issue will allow 
extensions for outstanding items and Customer Service will work with our federal 
employee policyholders to avoid any lapse of their insurance coverage. 


AMERICAN INCOM 
NATIONAL INCOME LIETE 


insu L ; ( 
rance companies 


WWW.ailife.com 
Protecting Working Families 
anuary 18, 2019 
Members of the Labor Advisory Board, 


am writing to you today to 
due to the government Shut 


- Asl am certain is true 
families who have not been paid 


As these employees face yet an 
insurance premium. So, to th 
policyholders who are not 


other pay cycle of uncertainty, 
at end, we are extending our 


Additionally, we will be asking our 


7,000 union age 
to express their support for ending seda. 


ployees to reach 
the Shutdown and getting e 


al elected i 

people back to work, — 
| National Income Life and is 
premium waiver for up to 90 days, paler mtn pesi 


consider posting this information on 

American Income: WWW N 
1-800-433-3405 

National Income: f 
1-800-516-4466 


"m : 
always, we stand in strong solidarity with working families and we 


of you during these difficult times. are ready, 


willing and able to partner with all 


In Solidarity, 


Ao om 


Steve Greer, CEO 
AIL/NILICO Agency Divisions 


osisssa 


HAILLovesWorkers | #NILICOLovesWorkers 


Abate of Illinois — Christmas Party 
Sponsorship 


American Federation of Labor 

and Congress of Industrial 
Organizations — MLK Civil & Human 
Rights Conference 


Arkansas AFL-CIO — Southern 
Regional Council Conference 
Hospitality Room Sponsorship 


British Columbia Federation of 
Labour — Convention 


Building & Construction Trades 
Department, AFL-CIO — Governing 
Board Meeting Reception 


Campaign for Migrant Worker 
Justice 


Cosmetology Association of New 
Brunswick — General Meeting Prize 
Sponsorship 


Cosmetology Association of Nova 
Scotia — General Meeting Prize 
Sponsorship 


Erie Niagara Chapter, NYCUA — 
Holiday Charity Gala Dinner & Cocktail 
Party Sponsorship 


Fraternal Order of Police — Board 
Meeting Transportation Sponsor 


Guide Dogs of America — Ad & 
Event Sponsorship 


Hawaii State AFL-CIO — Scholarship 
Fund Sponsorship 


IBT 320 — Toys for Tots Charity 


IBT 97 — Hispanic Caucus Gala 
Journal Ad Sponsorship & Dinner 


IBT CA State Cannery Council — 
Workshop/Conference Sponsorship 


IBT — LGBT Caucus Planning our 
Future' Meeting Sponsorship 


Jewish Labor Committee — Human 
Rights Awards Dinner Bronze 
Sponsorship 


Jobs With Justice 


Midwest Academy — 'Friend of the 
Academy' Sponsorship 


New Brunswick Federation of 
Snowmobile Clubs — Corporate 
Sponsorship 


New York State AFL-CIO — Labor 
Celebration Ad & Dinner Sponsorship 


Northern CA Carpenters RC — 
Moose Feed Dinner Sponsorship 


Ontario Federation of Labour — 
Post-Secondary Scholarships 


Operation Christmas Cheer 
St. Louis Building and Construction 
Trades Council — Christmas Party 


Guest Sponsorship 


Tennessee Pipe Trades 
Association — Winter Conference 


The American Labor Museum Botto 
House — Sol Stetin Awards Gala Ad 


The Workmen's Circle — Winter 
Benefit Ad 


UDWA AFSCME 3930 — Donation In 
Support of Camp Fire Victims 


UFCW 1625 — Advisory Board 
Seminar Hospitality Suite Sponsorship 


Union Sportsmen's Alliance 
United Labor Agency — Unsung 


Heroes of The Labor Movement Dinner 
Table Sponsorship 


Jason Beckman 


Vice President of 
Public Relations Field Operations 


have been translated into more than 
30 languages and sold millions of copies. His 
highest selling books, The Chronicles of Nar- 
nia, have been popularized on stage, TV, radio 
and cinema. One of the main themes through- 
out these books and the movies is courage. 
C.S. Lewis says "There are far better things 
ahead than any we leave behind? This is the 
definition of courage. No one can go back in 


time to change what has happened and it's crit- : 


ically important to continue improving our- 
selves so we are able to progress as a company 
in 2019 and beyond. 

Courage is a habit and the more we prac- 
tice it, the stronger it gets. Being courageous 


: isnt about pretending bad things don't happen 
but about choosing to lay our vulnerability on 
the line for something greater than our pride. 
: Risking failure and rejection in order to pursue 
our greatest aspirations creates the most truth- 
ful and meaningful lives. It begins by being 
: clear about what we want most and identifying 
| the fear(s) that hold us back. Unless we own ; 

.S. LEWIS WAS A BRITISH WRITER i 
C who wrote more than 30 books that 


: sales and 2 million leads - into smaller steps. 


our fears they will own us. 
We need to break our big vision - $1 billion 


: Where we are now isn't where we ultimately : 
* want to be. That first step forward is knowing : 
the direction we want to go and knowing exact- 
: ly where the finish line is. No one can ascend : 
| a staircase with one step. Define what your : 
: goal for 2019 is and break it down into smaller, : 
more attainable goals by quarter, month, week : 
: and day ... step-by-step, day-by-day. : 


Being courageous isn't just about the ini- 


tial action in advancing toward our vision. It's 
the daily activities and the mindset to hold 
: ourselves accountable to do what needs to be 
; done. For the PR team, we know that we must : 
Í be intentional in every field activity. For ex. 


ample, showing up to a union picket line and 


: blending with the others doesn't provide us 
the visibility with the group the action should 
create. We hold ourselves accountable to make 
sure the group leaders know we are there to 
i support their members and lead the picket 


from the front. 
Leading from the front also means that all 


eyes are on us whether we win or learn. Obvi- 
: ously, the goalofany team is to win every game 
: they play but even the best teams stumble. The 


first season of the NFL began in 1920 - almost 
100 years ago! Since 1920, there has only been 


one team — the 1972 Miami Dolphins - to not 


lose a game in the regular season or playoffs. 
There's not been a team in the other profes- 


: sional sports to even come close to having a 


perfect season. 
My hope is that 2019 is your "perfect sea- 


* son” and you only win. If you find yourself 
with ‘learning opportunities this year, I en- 
: courage you to reap the lessons from the situa- 
tion and have the courage to move forward as a 


better version of yourself than you are today. O 


OWNING OUR - 
COURAGE 


PER MANAGER 


Kathryn Gilluly 17 ZacharyHart 3 Zachary Hart Ameenah Little 2 Giglione-Ackerman Holly Soares 2 
Steven Chandler 10 Zachary Hart 3 Jamison Weatherspoon Alexa Javier Ciriaco 2 GregGraham Danny Juskiw 2 
Jennylyn Militante-Radnoty 5 Steve Friedlander Randy Ortiz 2 Mathew Hart Eno Iftiu 2 
Deborah Mitchell 5 Ile Johnson Richard Sparkman 2 Zachary Hart Mitchell Mickovic 2 
Steven Rios 5 SabrinaLloyd Kinga Filipiak 2 Sabrina Lloyd Ryan Vance 2 
H E Gutierrez 3 MO-Janti Carolyn George ' 2 Sabrina Lloyd Eric Rodriguez 2 
ndice Kirchner 3 LauraFisher David Clifford 2 Travis Moody Mia White 2 

— Toni-Ann Allen — 3 Ciglione - Ackerman Aaron Easton 2 chad potts Bradley Schwartz 2 
| Christian Gojcaj 3 ZacharyHart Sergio Carta 2 BetoQuintero Marlene Barrett 2 


n 


Brendan Bradfield 17 Zachary Hart m, Josh West Jenna Grula 2 Simón Arias i 2 
Bean Spauman 17 ZacharyHart em Altig-Orlovic — unter Welty 2 Simon Arias Patrick Morgan 2 
Michael Battaglio 17 EvanHolzhauer l 3 Simon Arias Jessica Daniels 2 Souley Bah Crystal Vairetta 2 
| Aaron Chen T 16 Altig-Orlovic 3 Richard Correa David Basnett 2 RyanBisanz Justin Diaz i4 
Ross Ewen 15 KevinHoltz Pr 3 Don foti Jared cummings 2 jose Carvajal Timothy Wilson 2 
Lindsay Staffiery 13 Dustin Venekamp 3 Giglione-Ackerman Alex Miller 2 Cohen-Cohen Jesus Romero 2 
Arthur Trost 8 ZacharyHart Raynaldo Lafontant 3 Giglione-Ackerman Mexis Pineiro 2 Cohen-Cohen BasharJarkasy 2 
Jennifer Wall 7 DustinVenekamp Wido 3 Johnson-Nelson Adam Fontichiaro 2 nr. Bryan Juskiw Z 
Dario Messina 6 Zachary Hart Dulce Paz 3 Sabrina Lloyd Landon Schlag 2 Richard Correa Tiffiney Harmouche 2 
Taurean Flournoy 6 KyleJohnson Travis piddesimer 3 S-S-Bendure-Hartwig Abbas Abdul-Khaliq 2 josh Crisp Zachery Kertulis 2 
DavidDuddy / 5 Giglione-Ackerman Kathleen lama 3 Kris Thieme ©  VWeroniaCoval 2 laura Fisher Travis Kovach 2 
Aaron Piotrowski z; Sabrina Lloyd Ron-JuniorGreen 3 TomWilliams Paul Zuzick 2 LauraFisher Holly Bonhorst 2 
Patrida Contreras = 5 BetoQuintero Adrienne Bragas 2 Altig-Orlovic Matthew Castelli 2 Giglione-Ackerman Dominick Williams 2 
Brent Bowling 5 S-S-Parks-Salvaggi Jacob Davis 2 Altig-Orlovic Anthony Almeida 2 GregGraham Ervin Cruz 2 
N Samantha Weber 4 Simon Arias LauraDennee 2 Altig-Orlovic Elijah Brown 2 Hart-McCallum 
I  JosephGojcaj 4 Zachary Hart Jenny Kim 2 Altig-Orlovic Vance Rountree 2 MattHenderson 
Kenneth Gordon 4 Jamison Weatherspoon Nicholas Wang 2 Altig-Orlovic Carole Idolphine 2 KyleJohnson 
m > di J iw - 
& of?” — - | "od * E 
— - MILI ett + I 


Ei > 
MG 3338 
iog + es a — e — 

Albert Serur Philip Anderson 29 Altig- Onlovic 7 Simon Arias Clayton Slaughter 4 Michael Vasu Ariel Demesa 
S-S-Bendure-Hartwig Kelly Ekker 22 ny Roland 7 Steve Friedlander Omar Billy 4 Jamison Weatherspoon Michael Gerstein 
S-S-Parks-Salvaggi Mavrick Fredericks 18 EvanHolzhauer * 7 Kyle Johnson Jeffrey von Kienast 4 JoshWest Jovanie Scarlett 
S-S-Parks-Salvaggi Bobby Gujral 17 Aitig-Orlovic 7 DustinVenekamp Christopher Bentley 3 Altig-Orlovic Mark Bedford 
S-S-Parks-Salvaggi Daniel Pettit 17 A-O-Lorence 6 Kris Thieme Christopher Hintz 3 Altig-Orlovic Patryga Grudzinska 
Michael Vasu Sarah McDermott 17 Zachary Hart 6 TomWilliams Ryan Mdntosh 3 Altig-Orlovic Theodore Ryan 
Michael Vasu E" = Michael Stuver — M Zadar 5 RichardCorrea JonniNg 3 Altig-Orlovic Mark Lahijani 
Josh West be rid David Rigney 16 Kevin Holtz 5 DonFoti Joseph Tomanovich 3 Altig-Orlovic Ryan Wilson 
Tom Williams 15 ZacharyHart 5 Giglione-Ackerman Sarah Acker 3 A-OJanti Jeffrey Hall 

14 Dustin Venekamp 5 Giglione-Ackerman Jinelly Urena 3 jose Carvajal Tony Geer 

12 Stephen Jubrey Zach Otto 5 Sabrina Lloyd Ronald McCormick 3 Josh Crisp Andy Batten 

10 Zachary Hart Walterlcaza - 5 BetoQuintero Anthony Ferraro 3 LauraFisher Monica Montgomery 

9 Dustin Venekamp MarkNeilson 4 Altig-Orlovic Philip Roffi 3 CindyFurer Awa Babou 

8 Zachary Hart b Brian Zuzick 4 LauraFisher Craig Strompf 3 Cindy Furer Michael Musso 

E] 9 N * A 


CREP It 
A NDP RIVATE 


Stephen Jubrey 
Travis Moody 
Travis Moody 
Theodore Pappas 
Philip Prata 

Beto Quintero 

Albert Serur 
S-S-Bendure-Hartwig 
S-S-Parks-Salvaggi 
S-S-Parks-Salvaggi 
S-S-Parks-Salvaggi 
Michael Vasu 
Michael Vasu 
Tom Williams 


John McGrath 29 Altig-Orlovic 


SA & GA- at least two new associates during the month 
MGA- at least three new associates during the month 


RGA- top three RGAs during the month the month. 


— $1,000 contract-to-date new agent 


3 
3 
3 
3 
3 
3 
3 
3 
3 
3 
3 
3 
3 
3 


Giglione-Ackerman 
Giglione-Ackerman 
KyleJohnson 
Johnson-Nelson 
Sabrina Lloyd 
Oldham-Gryska 
Theodore Pappas 
Philip Prata 
AlbertSerur 
S-S-Bendure-Hartwig 
Michael Vasu 
MichaelVasu 

Tom Williams 

Tom Williams 


This list recognizes SAs, GAs, MGAs 
and RGAs for the number of new 
associates under their hierarchy for 


4] 


LEGACY RECRUITING CLUB * 


MEMBERS 


— By Number of Eligible Legacy Recruits* 


LEGACY (A1. 


RECRUITINGPROGRAM 


TOP RECRUITING AGENTS 


TOTAL LEGACY RECRUITERS: 219 


9 


2 


TOTAL LEGACY RECRUITS: 270 


N ; l 


y 


= 


Iris Saavedra Jordan Lacy David Staffiery 
Don Foti Simon Arias Dustin Venekamp 
15 Recruits 10 Recruits 10 Recruits 
GOLD SILVER SILVER 


Brent Bowling Christie Jauch Edgard Cadet Felicia Steele Christopher Watson 
4 Recruits 4 Recruits 3 Recruits 3 Recruits 3 Recruits 
S-S-Parks-Salvaggi Simon Arias Evan Holzhauer Altig-Orlovic Zachary Hart 
NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS 
Brent Bowling 4 Marjorie Baquero 2 Stephanie Harris 2 Dustin Oetzman 2 Jessica Rosenberg 2 
Christie Jauch 4 Lily Carpenter 2 Delrika Jones-Carey 2 Adebamidele Ogunlade 2 Lucas Salazar 2 
Edgard Cadet 3 Garett Cline 2 Raunak Joshi 2 Aaron Parsons 2 Jessica Santamarina 2 . d 
Felicia Steele 3 Maria Cordello 2 Irene Kucera 2 Julisa Penido 2 Melinda Skinner 2 Ee `T 
Christopher Watson 3 Jessica Davis 2 John Lambert 2 Clint Perry 2 Jezzelle Solorza 2 
Keith Akana 2 Nino Fischetti 2 Juan Landa 2 Devin Poopaa 2 Lindsay Staffiery 2 Bl al A 
Yemi Akinade 2 Brenda Fox 2 Dana Mansi 2 Nelson Radnoty 2 Gregory Teele 2 er 
Alisha Anderton 2 Luz Garcia 2 John Nieves 2 Samantha Ralston 2 Crystal Williams 2 Raul Rojas Angel Martinez Zachery Kertulis 
Raymond Baham 2 Paige Gutzke 2 Andrew O'Donnell 2 David Ramirez-Benitez 2 Jose Carvajal Dorian Oldham S-S-Parks-Salvaggi 
10 Recruits 10 Recruits 10 Recruits 
SILVER SILVER SILVER 
TOTAL LEGACY RECRUITERS: 2,268 TOTAL LEGACY RECRUITS: 4,035 
NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS 
Scott Wheeler 39 Rita Rider 9 Jennylyn Militante-Radnoty 7 Yemi Akinade 5 Alipate Makaui 5 
Ransey Vazguez 33 Melinda Skinner E) Brenna Moore 7 Raul Aquino 5 Marysabel Mora 5 
Jeramey Pitman 20 Felicia Steele 9 Mike Paragiou 7 Brandon Basilio 5 Lisa Nguyen 5 
Brent Bowling 19 Tiffany Babin-Washington 8 Tahis Quintero Bonilla 7 Dianka Blash 5 Joshua Noonan 5 
Patrick Duray 16 Andre Bent 8 Erica Robertson 7 Jessica Chang 5 Steve Perez 5 
Gregory Rudolph 15 Claude Hamilton 8 Duane Shaw 7 Nikolina Damjanovic 5 Amanda Peterson 5 
Rosemary Soto 13 David Holman 8 Gina Sherman 7 Jessica Davis 5 Joshua Randolph 5 = 
Alexis Tran 13 Christie Jauch 8 Paul Smith 7 Marcus Davis 5 Joshua Reyes 5 
Alisha Anderton 12 Aaron Parsons 8 Kade Beck 6 Christianne De Oliveira 5 Rashell Rodriguez Quezada 5 
John Nieves 12 Juan Rivera 8 Sergio Carta 6 Tristan Dlabik 5 William Ross 5 
Alma Lozano 11 Travis Stucki 8 Shawntae Collins 6 Derya Ekren 5 Ashley Rust 5 
Kanon McGee 11 Anthony Almeida 7 Manuel Diaz 6 Deaveon Francisco 5 Jessica Santamarina 5 B 3 E 
Ryan Mcintosh 11 Taylor Black 7 Robert Ensign 6 — Desarae Freeman 5 Jeffrey A Smith 5 Brenna Moore Temesghen Starr Ronald Rivera 
Iris Saavedra 11 Patricia Contreras 7 Brenda Fox 6 Jorge Fundora 5 David Staffiery 5 Altig-Orlovic Cohen-Cohen Cohen-Cohen 
Samisoni Koloa 10 Mathieu Cook 7 Jordan Hallman 6 Stephanie Harris 5 Nathan Timejardine 5 5 Recruits 5 Recruits 5 Recruits 
David Ramirez-Benitez 10 Jairo Davila 7 Lanenia Harper 6 Albert Huff 5 Michael Tolman 5 BRONZE BRONZE BRONZE 
Alix Albright 9 Derek Foore 7 Sergio Joaquin Haro 6 Casey Jarratt 5 Joseph Tomanovich 5 
Jesse Benwell 9 Tony Geer 7 Sherrie McCarty 6 Tene Jones 5 Cody Vanlandingham 5 
Sean Brannan 9 Sierra Healy 7 Matthew McDowell 6 Troy Kasper 5 David Wang 5) 
Hemerson Gonzalez 9 Joel Jesurun 7 Richard Pazak 6 Shantanea Lyles 5 Kendall Wilson 5 
Michael McKiernan 9 Tyler Mabry 7 Samantha Ralston 6 Felipe Machado-Santanna 5 


v By Number of Legacy Recruits. Top Legacy Recruiting Agents listed have at least 2 Legacy Recruits. 


€ Spotlight will picture the top 5 Legacy Recruiting Agents based on number of Legacy Recruits. Spotlight may picture more or less than 5 in case of a tie. 


m The number of YTD Legacy Recruits listed for Spotlight recognition may be different than the number of YTD Personal Recruits reported for Torchmark Achievement Award eligibility due to the counts 


being calculated differently. 


A Legacy Recruit is considered eligible (will count towards qualification levels) when he/she has submitted $2,000 Net ALP 


Closer 
to the Heart 


LYNN, MA 


AIL/NILICO, in partnership with the Albert Serur 
SGA office, donated $10,000 to Centerboard in 
the form of a sponsorship for the organization's 
"Whatever It Takes" fundraising gala. 


Albie praised Centerboard's efforts to help fam- 
ilies transition from homelessness to self-suffi- 
ciency. "The sponsorship from Serur Agencies 
helped make a great night even better,” said 
Mark DeJoie, Centerboard's CEO. "We greatly 
appreciate their efforts in helping promote Cen- 
terboard's mission." 


Centerboard seeks to revitalize the community 
by investing in its people and places by sup- 
porting families and young people through 
housing, access to employment, education and 
financial empowerment. In addition, the orga- 
nization invests in Lynn's creative economy by 
spearheading public art projects and running a 
non-profit gallery. 


The following Closer to the Heart partner organizations 
benefitted from your generosity in 2018: 


> 
L 


Community Action of Napa Valley 


Ranfurly Home for Children 


Give Kids the World 


10,000 


Safe Harbor Children's Center 


| 
mm») 


Texas Rangers Baseball Foundation 


9110,00 


Executive Council/TMK Donations 


Total 2018 Donations — $222,910 


Total Donations since 2012 — $1,316,192 


Thanks to all of YOU, we're making a difference! 


Chris Selejan 
Vice President of 


Field Operations 


of placing pressure on the process to 
*OWN our results. Conceptually, we have 52 
opportunities to influence results in 2019; how 
our mindset and actions approach challenges 
that lie ahead of us will be the difference mak- 
er in terms of results. Let's take a look at sev- 
eral key call-to-action thought processes and 
methods to ensure a strong start to 2019. 


Will we maximize the exciting 2019 bonus | 


opportunities and, most importantly, how can 
we maximize bonus potential every week? 

Regardless of where we are in our career 
with American Income or National Income 
Life we all have opportunities to become more 
effective and efficient in maximizing bonus 
levels. We must first understand and know why 
maximizing our bonus results is important, 
which means we start with the end in mind as 
a business owner. 

Start with personalizing and writing 


down highly specific goal(s). One study : 
: agent, manager, agency, and company to win : 


conducted by the Statistics Brain Research 
Institute, which researches New Year's Res- 
olutions, suggests that only 8% of people 


MEHE 


im 
i i 


n 


« 


: achieve their New Year's goals; essentially a : 
i 92% fail rate. Of the 8% who did succeed, ; 
the majority wrote down specific goals along 
with dates to encourage strong accountabil- : 
: ity. What has always separated results is be- 
coming emotional with goals that we have 
; chosen to pursue. 
; A great piece of advice given to me in 
: my almost two decades in the business is: set : 

MONG THE LESSONS WE: 
A last year is the importance : 


: words, if goals do not move or excite an indi- : 


goals big enough that they scare you but small 
enough to implement every day. In other ; 


: vidual, they are destined to fail. Nobody — and : 
I mean nobody — can get more excited, pre- 
i pare for, approach tasks stronger, get excited, i 
i or have a positive mindset more than you, the i 
individual who drafted the goals. It is at this : 
level that we become passionate and own every : 
result that is by our name. 
General Stanley A. McChrystal, retired : 
: leader of American & NATO Forces is famous- | 
: ly know for citing “death by the PowerPoint" : 
hen referencing missions for our military. : 
* That is because the concept of a PowerPoint i 
; gives us the illusion that we understand the : 
; mission. Because we have PowerPoints and : 
documents that explain missions, generally : 
: speaking we assume that people understand i 
| the mission. Good to reference, bad to ex- : 
* plain... Do not rely on a document to carry : 
the mission of explaining the power of a well- ; 
thought out mission that positions the client, ; 


: in 2019. The key is to develop a plan; this be- : 


comes how the process is carried out. very best of our process as leaders. O 


+ a GOAL 


gr PLAN 
M/ ACTION 


When referencing a plan of attack there is a 
higher probability to gain traction if we talk in 
examples. We can better understand examples 
that illustrate common themes we associate 
with on a day-to-day basis, and we are able to 
decompress action items needed to accom- 


plish our goal. We are leaders in some capacity 


whether we are in a position of management or 
an agent. The making of a strong leader is hav- 
ing the ability to simplify a well thought out 
plan to influence results. In other words, paint 
a verbal picture that portrays the mission you 
are trying to accomplish. 

Finally, we all need scoreboards to guide 
and hold us accountable to what we agreed 
upon. Tracking our activity to manage unmet 
expectations is a critical part to any plan so we 
can adjust when needed. For example, if our 


current plan of action is yielding the desired 


results, continue to revisit those specific goals 
and stay upbeat and energetic, keep on keep- 
ing on! In some cases, we can adjust our goals 
to a higher benchmark if we are progressing 
within our process. 

On the other hand, if we do not succeed 
in our activity to achieve our desired results 
we must take immediate action and adjust our 
approach and process to get back on track. 
The great news about adjustments in our busi- 
ness is that we have complete control over our 
mindset and activity; thus positively influenc- 
ing desired results. 

As we aspire to be the very best version of 
ourselves in 2019, let's start with #Owning the 


A 


SOMETIMES IT TAKES YEARS 
ilio /AMOND 


That is exactly the case in the career of JIM 
GENTILE. The Brooklyn Dodgers signed Gentile 
to a contract right out of high school in 1952. 

"In August when I showed up with my team 
in Fort Worth, they asked if I wanted to play 
first base or pitch. I chose first,” he says sim- 
ply. Thus, the big lefty embarked on a success- 
ful, yet at times, wildly frustrating career as a 
power hitter in professional baseball. 

Gentile stood 63, weighing more than 
210 pounds with such a FEROCIOUS SWING that 
team management asked him to wear a sponge 
on his hip so he wouldnt bruise his bone when 
the bat whipped around his body. During the 
next 7 years while in the Dodger organization, 
Gentile would find himself ranked behind one 
of the greatest first basemen ever to play the 
game, Gil Hodges, which displaced Gentile to 
the Minors. 

Roy Campanella was one of the leaders in 
the clubhouse for the Dodgers. “Roy was one of 


my friends, Gentile remembers. "Wed go out 
to dinner and Id say, ‘Campy, I understand Gil 
is the best first baseman in the National League, 
but I want to play? He just said, "When the time 
comes, you have to take advantage of it.” 

It was during this time Campanella coined 
the nickname ‘DIAMOND JIM’ for Gentile, say- 
ing he was a diamond in the rough. Those 
words could not be any more fitting; the fol- 
lowing year, the Dodgers traded Gentile to 
the Baltimore Orioles, and it was time for the 
Diamond to shine. 


AFTER 7 WHOLE YEARS OF 
STAYING COMMITTED 10 THE 


GOAL, MT 


ZOWNIT! 


And now that he had earned his first full 
season in the Big Leagues, he was not going to 
waste his OPPORTUNITY OF A LIFETIME! 

As you step up to the plate in 2019, do 
you have the same desire to HOT as it took 
Gentile to make his way to the Majors? Are 


"DIAMOND JIM" 


* GENTILE 


By Bo Gentile 


Senior Vice President of Recruiting 


you as COMMITTED TO YOUR CAREER as he was? If 
you are, it will pay off as it did for Diamond 
Jim in the following years as he made a name 
for himself with his RESULTS. 

In his Rookie year in the Big Leagues 
(think: first year in management or as a SGA), 
Gentile was voted to the All-Star team and fin- 
ished 254 for ROOKIE OF THE YEAR with 21 HR and 
98 RBI. That set the table for his second sea- 
son, which firmly etched his name in baseball 
history with the likes of Mickey Mantle, Roger 
Marris, Ted Williams, and Willie Mays. 

Gentiles best season ever was in 1961. He 
led the American League with 141 RBI and 
hit 46 home runs, including a new American 
League season record for FIVE GRAND SLAMS. 
The most unforgettable moment of the ‘61 sea- 
son came on May 9 when he hit grand slams 
in two consecutive innings in a single game, 
setting a record that stood for 26 years. His 
season-long effort landed him in the MVP 
balloting, where he placed third behind Roger 
Marris and Mickey Mantle. If you've been with 
AIL/NILICO for a while, you may remember 
that back in 2016, the difference between the 
#1 SGA and the #2 SGA in Category I was .4%. 
Its not failure when you're rubbing shoulders 
with the best of the best! 


Gentile went on to play in the majors for 
another 7 years before ending his career in 
baseball. Any time he is asked about the key to 
his success in the Big Leagues, he answers the 
same every time and it is the same answer he 
would give me growing up: "Son, your name is 
all you have in the world, no one was ever go- 
ing to say, Gentile didn't make it' to me. I don't 
care how much effort and time it takes, 


MAKE SURE ANY TIME YOUR 
NAME IS MENTIONED, IT'S ABOUT 


UR NEVER GAVE 


UP ON ANYTHING% 


We can ALL relate to that and you can bet 
I'm passing it on to Diamond Jims grandson 
as well. O 


how you relate sports or a sports figure to your career and life. If you see parallels between sports 


or sports figures and the AIL/NILICO life, submit your story of 500 words or less to Icfry@ailife.com. If your story 
is selected, we'll give you a byline and feature your photo along with the artide in a future issue of Spotlight. 


New WGB Fons payouts will be based on the writing agents MTD NetALP. 


The bonus will be paid a percentage bonus for each portion of the MTD Net ALP 
achieved for the advance week and are defined in the tiers to the right. 


Week of March 21st 
3 The agent has a benchmark Net ALP of $0, the agent's current 
2 MTD Net ALP is $6,000 the agent's weekly Net ALP is $6,000 in 
: the week of March 21st. 
* Thereis no bonus payable on the first $999.99 of MTD Net ALP 
* Tier $1000-3499.99 is paid at 1096 ($2500 Net ALP x 10%) 
i Tier $3500-5499.99 is paid at 14% ($2000 Net ALP x 14%) 
Tier $5500-7499.99 is paid at 16% ($500.01 Net ALP x 16%) 


Net ALP Tier NetALP Base Percentage Bonus Amount 
$0 - $999.99 $999.99 096 $0.00 
$1,000 - $3,499.99 $2,500.00 1096 $250.00 
$3,500 - $5,499.99 $2,000.00 1496 $280.00 
$5,500 - $7,499.99 $500.01 1696 $80.00 
Total Weekly Bonus — $6,000.00 $610.00 


Quality Boost/Reduction will be added to the Initial Bonus 
amount to get a grand total for the bonus earner. 


Initial Agent Quality Quality 


Total Bonus 


Bonus Retention Adjustment Adjustment Amsünt 


Amount Percent Value 
$610.00 90.0096 3096 $183.00 $793.00 


Week of March 28th 
The agent has a benchmark Net ALP of $6,000, the agent's 
current MTD Net ALP is $10,000 the agent's weekly Net ALP is 
$4,000 in the week of March 28th. 
* The remainder of the tier $5500-7499.99 is paid at 1696 
($1499.99 Net ALP x 1696) 
e Tier $7500-11999.99 is paid at 18% ($2500.01 Net ALP x 18%) 


Net ALP Tier NetALP Base Percentage Bonus Amount 


$5,500 - $7,499.99 $1,499.99 1696 $240.00 
$7,500 - $11,999.99 $2,500.01 1896 $450.00 
Total Weekly Bonus — $4,000.00 $690.00 


Quality Boost/Reduction will be added to the Initial Bonus 
amount to get a grand total for the bonus earner. 


Initial Agent Quality Quality Total Bonus 
Bonus ; Adjustment Adjustment 
N Retention Amount 
Amount Percent Value 


$690.00 90.00% 30% $207.00 $897.00 


MTD Net ALP Amount Bonus Percentage 
$0 - $999.99 096 
$1,000 -$3,499.99 1096 


$3,500 - $5,499.99 1496 
$5,500 - $7,499.99 1696 
$7,500 - $11,999.99 1896 
$12,000 + 20% 


Example weeks weeks ending March 21, March 28 and April 4 


Week of April 4th 

This week crosses the end of month, all business submitted in 
March will apply to the March MTD Net ALP tiers, and the business 
submitted in April will apply to the April MTD Net ALP tiers. 


March 
The agent has a benchmark Net ALP for March of $10,000, the 
agent's March MTD Net ALP is $14,500 the agent's weekly Net 
ALP for March is $4,500 in the week of April 4th. 
e The remainder of the tier $7500-11999.99 is paid at 18% 
($1999.99 Net ALP x 1890) 
e The tier $12000.00 is paid at 20% ($2500.01 Net ALP x 20%) 


Net ALP Tier NetALP Base Percentage Bonus Amount 

$7,500 - $11,999.99 $1,999.99 1896 $360.00 

$12,000+ $2,500.01 20% $500.00 

March Weekly Bonus $4,500.00 $860.00 
April 


The agent has a benchmark Net ALP for April of $0, the agent's 
April MTD Net ALP is $3,200 the agent's weekly Net ALP for 
March is $3,200 in the week of April 4th. 
* Thereis no bonus payable on the first $999.99 of MTD Net ALP 
e The tier $1000-3499.99 is paid at 10% ($2200.01 Net ALP x 10%) 


Net ALP Tier NetALP Base Percentage Bonus Amount 


$0 - $999.99 $999.99 096 $0.00 

$1000 - $3499.99 $2,200.00 1096 $220.00 

April Weekly Bonus — $3,200.00 $220.00 
March + April 


The bonus for each month are combined into one weekly 
bonus payment. 


Month Net ALP Base Initial WGB bonus 
MARCH $4,500.00 $860.00 
APRIL $3,200.00 $220.00 
Total Weekly Bonus $7,700.00 $1080.00 


Quality Boost/Reduction will be added to the Initial Bonus 
amount to get a grand total for the bonus earner using the 
retention rate based on the April retention values. 


Initial Agent Quality Quality Total 


Bonus Retention Adjustment Adjustment Bonus 
Amount Percent Value Amount 


$1080.00 91.0096 30% $324.00 $1404.00 


forefront this year and the new bonus payouts are your 


SA/GA FIELD TRAINING BONUS 


To be eligible for the bonus, SA/GA must have the required number of direct new associates. The bonus will be calculated 
as a percentage of the total weekly World’s Greatest Bonus earned by new associates in their first 180 days under an 
SA or GA. The SA/GA must have the required quality factor to be eligible for the bonus. SA/GA must have $6,000 of 
personal Gross ALP in the prior two months to be eligible for bonus in current month. 


SA/GA Direct Associates Bonus 
WGB Bonus Earner - First 8 Weeks 175% of Bonus Agent’s WGB 
WGB Bonus Earner - Over 8 Weeks but in their first 180 days 100% of Bonus Agent's WGB 


SA/GA (writing agent in their first 8 weeks): 
^ Writing agent achieves $1,500.00 WGB Bonus 
- Eligible SA or GA achieves $1,500.00 x 17596 = $2,625.00 training bonus 


Writing agent achieves $2,500.00 WGB Bonus 
— Eligible SA or GA achieves $2,500.00 x 17596 = $4,375.00 training bonus 


SA/GÀ (writing agent not in their first 8 weeks but in their first 180 days): 


Writing agent achieves $1,500.00 WGB Bonus 
Eligible SA or GA achieves $1,500.00 x 100% = 
$1,500.00 training bonus 


: Writing agent achieves $2,500.00 WGB Bonus 
Eligible SA or GA achieves $2,500.00 x 100% = 
$2,500.00 training bonus 


MORE ENHANCED BONUS PAYOUTS 


@GA GROWTH BONUS 


The quarterly MGA Growth Bonus offers incentives for both veteran and rookie MGAs. For MGA Veterans 
(promoted prior to 2018), the MGA Growth Bonus is calculated on 2019 calendar quarter Net ALP 
growth over same quarter 2018. Bonus eligibility requires a minimum benchmark of $60,000 Net ALP 
production same quarter 2018 with a higher bonus percentage starting at a benchmark of $150,000 Net 
ALP production same quarter 2018. For MGA Rookies (promoted 2018 or after), the bonus is calculated 
on growth over the previous calendar quarter Net ALP with a minimum benchmark of $60,000 Net ALP 
production previous calendar quarter. Eligibility requires completing two full calendar quarters as an 
MGA, with calendar quarters starting Jan 1, Apr 1, Jul 1 and Oct 1. 


There is also a New Associate Boosl where MGAs can earn up to an additional 3596 of the MGA Growth 
Bonus. For MGA Veterans, the New Associate Boost is based on the number of new associates over the 
same quarter 2018 with a minimum benchmark of 6 new associates each quarter until the rookie's 5^ 
quarter. For MGA Rookies, the New Associate Boost is based on the number of new associates over the 
prior calendar quarter with a minimum benchmark of 6 new associates the prior calendar quarter until 
the rookie's 5^ quarter. 


MGA Veteran Evample 


Otr 1 2018 Net ALP — $172,351 

Otr 1 2019 Net ALP — $205,753 

Otr 1 2018 benchmark = $172,351. 

Growth is calculated by subtracting: $205,753 - $172,351 = $33,402 growth 
$33,402 growth x 20% (because benchmark was over $150,000) = $6,680.40 


Otr 1 2018 New Associates — 15 

Otr 1 2019 New Associates — 18 

Otr 1 2018 benchmark = 15. 

Growth is calculated by subtracting 18-15 = 3 

3 new associates growth is eligible for a 1596 boost. 
$6,680.40 growth bonus x 1596 = $1,002.06 associate boost 


Total payout for Otr1 2019: $6,680.40 + 1002.06 = $7,682.46 


MGA Rookie Evample: 


Promotion Date: 6/15/2018 
Qtr 2 2018 is a partial quarter, Qtr 3 2018 is full quarter 1, Qtr 4 2018 is full quarter 2 


Otr 4 2018 Net ALP — $58,235 
Otr 1 2019 Net ALP — $72,577 
Otr 4 2018 benchmark = $60,000 minimum. 

Growth is calculated by subtracting $72,577-$60,000 = $12,577 growth 
$12,577 growth x 10% = $1,257.70 


Qtr 4 2018 New Associates — 5 
Qtr 1 2019 New Associates — 7 
Qtr 4 2018 benchmark = 6 minimum. 

Growth is calculated by subtracting 7-6 = 1 

1 new associate growth is eligible for a 596 boost. 
$1257.70 growth bonus x 596 — $62.89 associate boost 


Total payout for Otr1 2019: $1257.70 + 62.89 = $1,320.59 


ei OI 


— —3 
— 
O 


Sen GROWTH BONUS 


The quarterly RGA Growth Bonus is calculated as a percent of the total MGA Growth Bonus received 
by MGAs within the RGA's hierarchy. The percentage paid is based on the number of hierarchy MGAs 
who receive an MGA growth bonus that quarter. Net-to-gross/retention standards apply to eligibility and 
bonus payout based on RGA tenure. 


(e: 
o 
RGA has 5 MGAs under their hierarchy 


MGA1 does not gualify for growth bonus 


MGA2 does gualify for growth bonus: 
MGA2 Total Payout for Qtr1 2019 = $1,142.18 


MGA3 does gualify for growth bonus: 
MGA3 Total Payout for Otr1 2019 = $1,383.47 


MGA4 does gualify for growth bonus: 
MGAA Total Payout for Otr1 2019 = $967.83 


MGAS does qualify for growth bonus: 
MGA5 Total Payout for Otr1 2019 = $1,755.66 


Because RGA had 4 MGAs qualify for growth bonus, RGA receives 50% of MGA's growth bonus 


RGA Total Payout for Qtr1 2019: $5,249.14 x 50% =|$2,624.57 


VUR _ 


View full qualifications online at 
ailife.com/arc/spotlight.aspx & 
nilife.com/arc/spotlight.aspx 


2 


22 


INDIVIDUALPRODUCERS 


DECEMBER 


YTD 


Rank NetALP NTG RET MGA SGA Rank Net Alp NTG RET MCA SGA 
1 Trevor Bailey $88,923 79.3 Phillip Waisman Satti-Kanaan *1 Michael van Delft $425,698 87. Scott Wheeler Satti-Kanaan 
2 Meenakshi Chavis $63,366 84 Doreen Ryan-Foti Don Foti *2 Roghie Hassan Loo $315,731 83.1 Roghie Hassan Loo Chalom-Paz 
3 JoelTrask $51,639 81.2 Christopher Bungay Satti-Kanaan *3 Muhammed Ashraf $308,134 85.9 Sabrina Kryshundayal Theodore Pappas 
E 4 Bobby Park $51,575 87.9 Altig-Orlovic *4 JennyKim $300,058 74.5 Mark Neilson Altig-Orlovic 
1 2 X 3 NE 5 Jacqueline Kabluyen $49,068 75.2 Altig-Orlovic *5 Brooklyn Mims $285,215 83.3 Moswen Taylor 
eem LEY MEENAKSHI CHAVIS JOEL i ASK BOBBY PARK 6 Michael van Delft $46,454 87.7 Scott Wheeler Satti-Kanaan *6 Rahul Bhagwakar $275,109 83 Marian Sertler Sabrina Lloyd 
HALIFAX, NS SAN JOSE, CA HALIFAX, NS LYNNWOOD, WA 7 PhiPhan $41,274 75.0 Gary Slocum Desi Dimitrova *7 Matthew Zang $273,273 77.6  RyanStenglein Altig-Orlovic 
8 peter Gabranski $40,385 78.2  PeterGabranski Albert Serur *8 Joel Trask $272,047 81.2 Christopher Bungay Satti-Kanaan 
9 Alex Gonzales $39,063 77.5 Mathew Hart *9 Brock Lampee $264,158 91.3 Dustin Dunbar Dustin Venekamp 
10 Muhammed Ashraf $35,939 85.9 Sabrina Kryshundayal Theodore Pappas *10 Trevor Bailey $260,710 79.3 Phillip Waisman Satti-Kanaan 
11 Irma Gallardo $34,841 80.9 Steven Warner Altig-Orlovic 11 Alex Gonzales $256,941 n5 Mathew Hart 
12 JohnCarter $34,794 95 Brenda Fox Hart-McCallum 12 PhiPhan $253,140 75.0 — Gary Slocum Desi Dimitrova 
13 Cathy Dishong $34,583 91.5  TonyGeer S-S-Bendure-Hartwig 13 Irma Gallardo $250,252 80.9 Steven Warner Altig-Orlovic 
7 y , 14 PaulSmith $32,619 88.9  PaulSmith S-S-Bendure-Hartwig 14 Jacqueline Kabluyen $241,577 75.2 Altig-Orlovic 
JACQUELINE KABLUYEN MICHAEL VAN DELFT PHI PHAN PETER GABRANSKI 15 Arif Hajro $31,884 97 Mario Hajro S-S-Parks-Salvaggi 15 Max Quasem $220,918 91.6 Cohen-Cohen 
: TNA | ee Es aj 16 Rahul Bhagwakar $31,591 83 Marian Sertler Sabrina Lloyd 16 Ryan Vance $217,583 92.1 S-S-Parks-Salvaggi 
W "NN xt 17 Brennan Reynolds-Baker $31,551 100 Harjeet Rana Imran Satti 17 Elhanan Sing $213,701 82.9 Scott Wheeler Satti-Kanaan 
x 18 Christie Jauch $31,089 90.9 Christie Jauch Simon Arias 18 Joey Kennedy $212,310 85.0 Altig-Orlovic 
19 Alan Sedaghat $29,791 90.6 — Bobby Gujral Altig-Orlovic 19 Elizabeth Garcia $212,114 850 Zach Otto Sabrina Lloyd 
y 20 Joanna Strzelec $29,477 94 Patrycja Grudzinska Sabrina Lloyd 20 Carlo Trinidad $202,883 76.8 — Bobby Gujral Altig-Orlovic 
W f 21 Hussein Ajami $29192 98 Mark Dushaj Zachary Hart 21 Omar Hashimi $198,753 733 Don Foti 
9 1 off Ta 11 22 Shannon Stroud $29,100 854 Alma Lozano Richard Correa 22 Oleg Novitchii $197,417 88.1 S-S-Parks-Salvaggi 
a 23 Daniel Pues $28,618 94 Brenda Fox Hart-McCallum 23 Steven Dell $197,258 73.9 Steven Dell Simon Arias 
E OON ZALES ED is HE. ER GALE WII EN 24 Robert Adrahtas $28,408 770 Marian Sertler Sabrina Lloyd 24 Kevin Ishikane $194,598 88.6 Blake Higuchi Altig-Orlovic 
25 Slawomir Dolecki $28238 96 Patrycja Grudzinska Sabrina Lloyd 25 Joshua Dishong $189,818 743 Joshua Dishong S-S-Bendure-Hartwig 
p i 26 Salvador Escobar $28114 91 Patrycja Grudzinska Sabrina Lloyd 26 Jordon Graham $189,546 90.6 Zach Otto Sabrina Lloyd 
27 Elizabeth Garcia $27,774 850 Lach Otto Sabrina Lloyd 27 Daniel Prinzo $187,715 92.6 S-S-Parks-Salvaggi 
28 Stephen Davis $27,630 — 95 Nathan Doyle Albert Serur 28 Abraham Mogilevsky $187,358 77.7 Bobby Szwaja Theodore Pappas 
29 Nicholas Atallah $27,404 80.9 Justin Adams Simon Arias 29 Magaly Una $186,489 76.9 — Shahab Mahdavinejad Theodore Pappas 
N a 30 lee Van Delft $26,424 92.1 Satti-Kanaan 30 lan Pickett $184,799 89.2 Shai Mate Altig-Orlovic 
13 14 15 16 31 Aaron Ebel $26275 89 Mark Neilson Altig-Orlovic 31 Andrew Bishop $183217 89.1 Lauren Coyne Altig-Orlovic 
CATHY DISHONG PAUL SMITH ARIF HAJRO RAHUL BHAGWAKAR 32 Noli Alea $26,246 74.0 Anita Ferris Steve Friedlander 32 Hazem Aboueldahab $182,883 754 John McGrath Altig-Orlovic 
COLUMBUS, OH COLUMBUS, OH CLEVELAND, OH SCHAUMBURG, IL 33 Brooklyn Mims $26,190 833 Moswen Taylor 33 Adem Abdula $181,991 82.1 Corey Helly Giglione-Ackerman 
34 Jean Joseph $25,647 848 — Yemi Akinade Tom Williams 34 Mark Lomonaco $179,546 87.1 Michael Burningham Altig-Orlovic 
35 Abraham Mogilevsky $25,430 77.7 Bobby Szwaja Theodore Pappas 35 Tristan Dlabik $177,875 80.1 — Brody Maughan-Evanson Simon Arias 
36 Vincent Massari $25,363 95 Thomas Vena Simon Arias 36  Carrisa Korres $176,195 85.6 David Wang Bob Olson 
37 Megan Bille) $25,275 841 S-S-Parks-Salvaggi 37 Dina Boghdady $175,651 87.3 Luay Ghawi Altig-Orlovic 
38 Matthew Lehman $25,274 86.9 S-S-Bendure-Hartwig 38 Andrew Chambers $174,951 854 — Andrew Chambers Philip Prata 
a 39  Benzack Cooper $24,692 96 Daniel G Johnson Hart-McCallum 39 Javier Diaz $172,053 84.3 Beau Locker Matt Henderson 
18 19 40 Cody Gardner $24648 — 90 Jake Yagjian Albert Serur 40 Richard Sidoti $172244 80.0 Lauren Coyne Altig-Orlovic 
OPENS CH RISTIE 998 EN Te pared a EC 41 Massoud Vaziri $24,636 873 Bruce Viaje Altig-Orlovic 41 Ashley Rust $172,160 84.5 James Cunningham 
neue 42 Carole Idolphine $23,754 75.0 — Jovanie Scarlett Kyle Johnson 42 Lincoln Dziekonski $170,877 88.3 Lee Jeffers Altig-Orlovic 
43 Adam Bajjey $23,247 100 Mark Dushaj Zachary Hart 43 Mike Reed $170,827 88.9 Meaghan Krecsko Altig-Orlovic 
WY 44 Stanis Moanda $23,100 89.6 Elyse Bryan Souley Bah 44 Joachim Jean $169,692 90.9 Ryan Hall Laura Fisher 
= 45 Omar Hashimi $22,096 733 Don Foti 45  Yadollah Pourjalali $168,786 83.1 Cohen-Cohen 
ET 46 Sandy Metellus $22,906 88 Jake Yagjian Albert Serur 46 Ruben Soberanes $167,702 77.6 Doreen Ryan-Foti Don Foti 
<L 47 Jennifer Ragan $22,529 89.6 Mark Neilson Altig-Orlovic 47 Johnathon Bogoslowski $167,642 87.5 — Sara Vaz Altig-Orlovic 
== 48 Magaly Una $22,271 76.9 Shahab Mahdavinejad Theodore Pappas 48 Harvey Quinn $166,055 86.3 Kimberly Hamilton Oldham-Gryska 
ca 49 Tristan Dlabik $22,173 794 Brody Maughan-Evanson Simon Arias 49 Alipate Makaui $165,573 897 Alipate Makaui Steve Friedlander 
ELJ - 50 Revawn Wilson $22,152 842 S-S-Parks-Salvaggi 50 Shannon Stroud $164,729 854 Alma Lozano Richard Correa 
— ADAM BAJJEY CHRISTOPHER RODRIGUEZ LOPEZ CAMERON WATSON 
— TROY, MI WINDSOR, CA CLEVELAND, OH 


An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all IceBreakers 
in the Top 20 Individual Producers list for the month, as well as the next Top 3 in this category. 


ALL TIME RECORD: $173,887 Net ALP 


ALL TIME RECORD: $756,403 Net ALP 


SUPERVISINGAGENTS 


DECEMBER YTD 


Rank 1st 6 Mo Agt Net Alp NTG RET MCA SGA Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA 
1 Mohamad Raychouni $99,460 $108,728 88 Mark Dushaj Zachary Hart *1 Kinga Filipiak $459,564 $526,099 79.2 Patrycja Grudzinska Sabrina Lloyd 
2 Kinga Filipiak $93,583 $96,731 79.2 Patrycja Grudzinska Sabrina Lloyd *2 Mohamad Raychouni $459,403 $527,984 88 Mark Dushaj Zachary Hart 
1 4 3 Jordan Atkinson $58,889 $62,700 97 Aaron Friedlander Steve Friedlander *3 Sergio Carta $315,657 $363,845 88 Walter Icaza Beto Quintero 
MOHAMAD RAYCHOUNI KINGA FILIPIAK JORDAN ATKINSON STEVEN RIOS 4 Steven Rios $55,676 $64,990 — 89 Zach Otto Sabrina Lloyd *4 Edward Leon $296,968 — $373,047 77.9 Mark Dushaj Zachary Hart 
TROY, MI SCHAUMBURG, IL NAPIER, NZ SCHAUMBURG, IL 5 Sergio Carta $53,738 $57,971 88 Walter Icaza Beto Ouintero *5 Carey Hartman $199,560 $285,316 73.0 Michael Russin Simon Arias 
6 Jonathan Da-al $42,485 $51,694 79.7 Anita Ferris Steve Friedlander 6 Jordan Atkinson $197,446 $257,784 97 Aaron Friedlander Steve Friedlander 
7 Edward Leon $41,157 $47,711 77.9 Mark Dushaj Zachary Hart 7 Rovena Lulgjuraj $195,225 $313,786 74.7 Mark Dushaj Zachary Hart 
8 Enolftiu $38,799 $43772 96 Mario Hajro S-S-Parks-Salvaggi 8 Rangi Witika $179,878 $223,848 84.0 Alipate Makaui Steve Friedlander 
9 Adriana Neagu $37,501 $49,111 93 Brenda Fox Hart-McCallum 9 Ashley Hutson $167,856 $317,321 86.0 — Jason Bratin Simon Arias 
10 Rovena Lulgjuraj $35,482 $45,239 74.7 Mark Dushaj Zachary Hart 10 Gjon Ljuljduraj $162,404 $226,550 821 Mark Dushaj Zachary Hart 
11 Jack Craig $32,153 $38,904 96 Nathan Doyle Albert Serur 11 Christian Gojcaj $156,042 $316,980 86.3 Mark Dushaj Zachary Hart 
5 4 12 Carey Hartman $30,477 $25,781 730 Michael Russin Simon Arias 2 Joshua Jahnish-Maltese $152,340 $302,657 75.2 Francis Ingulli Simon Arias 
SERGIO CARTA JONATHAN DA-AL EDWARD LEON ENO IFTIU 13 John Curry $28,947 $73,251 93 Daniel G Johnson Hart-McCallum 3 Amber Fitzmartin $152,116 $246,072 81.8 Daniel Dunham Simon Arias 
MIAMI, FL AUCKLAND, NZ TROY, MI CLEVELAND, OH m — 
Yoon 14 Brandon Neal $27,433 $31,531 80.0 Mark Dushaj Zachary Hart 14 John Curry $146,471 $356,539 93 Daniel G Johnson Hart-McCallum 
TENE. A 15 Arman Masomzadeh $27,283 $33,521 80.5 Alan Sedaghat Altig-Orlovic 15 Brandon Neal $143,498 $174,206 80.0 Mark Dushaj Zachary Hart 
i | 16 Rafael Medina $25,442 $43,621 93 Walter Icaza Beto Quintero 6 Shonda Lewis $143,436 $192,752 88 Nic lagulli S-S-Bendure-Hartwig 
17 Nathaniel Newberry $25,341 $30,133 73. Matthew Cartwright S-S-Parks-Salvaggi 17 Avery Allmond $142,431 $229,752 79.9 Aaron Parks Simon Arias 
18 Michel Merinos $25,085 $26,996 88 Jinelly Urena Jose Carvajal 18 Brittany Luke $141,159 $214,801 73.0 — Jeffrey Hudson Zachary Hart 
4 > » 19 Matthew Roebke $23,819 $37,400 76.7 Steven King Zachary Hart 19 Matthew Roebke $138,479 $238,480 76.7 — Steven King Zachary Hart 
9 10 20 Tahis Quintero Bonilla $23,684 $23,237 93 Hemerson Gonzalez Beto Quintero 20 Ryan Vance $129,158 $370,231 88.1 S-S-Parks-Salvaggi 
ADRIANA NEAGU ROVENA LULGJURA] ALL TIME RECORDS: $268,100 1st 6 Mo Agt — JEFFREY HUDSON | $268,100 Net ALP — JEFFREY HUDSON ALL TIME RECORDS: $593,315 Ist 6 Mo Agt — PATRYCJA GRUDZINSKA | $659,568 Net ALP — GEORGE KAMEL 
DECEMBER YTD 
Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA 
1 Joseph Gojcaj $148,552 $170,351 75.4 Mark Dushaj Zachary Hart *1 Joseph Gojcaj $837,964 $1,106,247 75.4 Mark Dushaj Zachary Hart 
j ] 2 Dulce Paz $107,541 $123,812 74.3 Patrycja Grudzinska Sabrina Lloyd *2 Dulce Paz $763,877 $1,025,657 74.3 Patrycja Grudzinska Sabrina Lloyd 
Z^ I 2 v 3 Dario Messina $102,446 $145,235 78.5  MarkDushaj Zachary Hart *3 Patricia Contreras $740,349 $975,048 75.8 Walter Icaza Beto Quintero 
JCAJ DULCE PAZ DARIO MESSINA SHANITA ELLMERS 4 Shanita Ellmers $87,133 $119,589 843 — Aaron Friedlander Steve Friedlander *4 Dario Messina $723,680 51,058,989 78.5 Mark Dushaj Zachary Hart 
SCHAUMBURG, IL TROY, MI NAPIER, NZ 5 JennyKim $81,514 $89,840 85 Mark Neilson Altig-Orlovic *5 Robert Adrahtas $632,299 $884,146 76.0  MarianSertler Sabrina Lloyd 
6 KamalTayyib $69,675 $74,693 80.4 Doreen Ryan-Foti Don Foti 6 jenny Kim $496,666 $887,585 85 Mark Neilson Altig-Orlovic 
7 Patricia Contreras $62,459 $89,913 75.8 Walter Icaza Beto Quintero 7 Travis Vaughn $440,870 $892,609 779 Michael Russin Simon Arias 
8 Tiffiney Harmouche $55,141 $99,204 83.1 Mario Hajro S-S-Parks-Salvaggi 8 Nadia Feleti $430,185 $571,481 76.3 Alipate Makaui Steve Friedlander 
9 Mari Andrade $52,331 $59,591 90 Jeffrey Hall Albert Serur 9 Brent Bowling $379,491 $1,532,646 83.5 S-S-Parks-Salvaggi 
10 Sean Sparkman $51,717 $71,278 74.3 Michael Stuver Zachary Hart 10 Landon Schlag $372,054 $661,903 76.8 Matthew Turnquist Richard Correa 
4 11 Carlos Iraheta Barrientos $49,435 $53,326 98 Mark Neilson Altig-Orlovic 11 Taurean Flournoy $368,921 $736,866 74.4 Asiguy Haugabook Kyle Johnson 
^ 6 E 12 Travis Vaughn $47,779 $70,832 77.9 — Michael Russin Simon Arias 12 Elijah Brown $356,159 $580,840 819 — Brenda Fox Hart-McCallum 
5 D LATRICIA CONTRERAS TIFEINEY HARMOUCHE 13 Elijah Brown $45725 $102,079 81.9 Brenda Fox Hart-McCallum 13 James Tolley §346,985 6421, 744 — Gregory Rudolph Simon Arias 
14 Carl Ignatius $42,102 $43,604 94 Harjeet Rana Imran Satti 14 Shanita Ellmers $341,884 $662,632 843 Aaron Friedlander Steve Friedlander 
15 Nadia Feleti $40,766 $65,576 76.3 Alipate Makaui Steve Friedlander 15 Jennifer Reed $336,292 $597,782 78.9 Aaron Parks Simon Arias 
16 Eyad Audi $40,744 $42,686 90 Zoltan Krecsko Altig-Orlovic 16 Eric Thompson $313,677 $1,088,878 824 S-S-Parks-Salvaggi 
17 Ashley Clarke $38,874 $56,088 93 Antoinette Williams Ernest Powell 17 Rosemary Soto $311,950 $508,892 77.2 — Hemerson Gonzalez Beto Ouintero 
18 Jacob Brown $35,931 $98,880 82.3 — Daniel G Johnson Hart-McCallum 18 Travis Kovach $310,036 $793,266 80.6 Matthew Conrad S-S-Parks-Salvaggi 
19 Brent Bowling $34,781 $116,736 83.5 S-S-Parks-Salvaggi 19 Samisoni Koloa $300,218 $448,235 76.3 Paul Kelly Steve Friedlander 
20 Dean Gushi $34,595 $44,813 74.2  Danlkei Altig-Orlovic 20 Blake Tomblin $282,641 $480,438 875 Tyler Worstell Simon Arias 


ALL TIME RECORDS: $470,416 1st 6 Mo Agt — JEFFREY HUDSON | $473,032 Net ALP — JEFFREY HUDSON ALL TIME RECORDS: $2,035,593 1st 6 Mo Agt — MEGAN JOHNSON | $2,259,927 Net ALP — MEGAN JOHNSON 


a MASTERGENERALAGENTS 


| i 

MARK DUSHAJ JOSHUA DISHONG DANIEL G JOHNSON v 
TROY, MI COLUMBUS, OH EARTH CITY, MO 

VI 

VII 

VIII 

vis VI Br 

4 2 IX 
PAUL KELLY ANITA FERRIS JEFFREY HALL 
AUCKLAND, NZ AUCKLAND, NZ WILMINGTON, MA 

X 


IX 


i 1. 
DUNI OLUSEGUN JEREMY RIVERS JOHN SPARBY Rookie 
INDIANAPOLIS, IN MARIETTA, GA CLEVELAND, OH 


AARON FRIEDLANDER 
NAPIER, NZ 


Category 


DECEMBER 


Category 


Mark Dushaj 

Mark Neilson 

Ryan Stenglein 
Joshua Dishong 
Bobby Gujral 
Daniel G Johnson 
Tyler Worstell 
Reynolds Akuamoa 
Paul Kelly 

Elyse Bryan 

Patrick Knouse 
Anita Ferris 
Hemerson Gonzalez 
Craig Strompf 
Jeffrey Hall 
Walter Icaza 

Justin Adams 

Duni Olusegun 
Ryan Mcintosh 
Brody Maughan-Evanson 
Jeremy Rivers 
Christopher Botelho 
Matthew Cessna 
John Sparby 
Harjeet Rana 
George O Shea 
Mathew Mealey 
Steven Warner 


Patrick Duray 


Aaron Friedlander 
Andy Batten 

Alipate Makaui 
Mario Hajro 
Meaghan Krecsko 
Michael Russin 
Zoltan Krecsko 
Joshua Goodman 
Christopher Muraca 
Michael Joseph 


Growth 


87.6% 
71.496 
49.496 
30.696 
15.896 

164.396 
38.196 
25.496 

123.5% 
94.2% 
29.1% 

103.1% 
67.1% 
41.396 

316.0% 

259.8% 
82.2% 

193.5% 

121.7% 

117.2% 

63.0% 
60.8% 
60.2% 

173.0% 
158.3% 
147.1% 

219.7% 
218.1% 
192.4% 


DECEMBER ROOKIES 


PF 


317.0% 
264.6% 
201.8% 
193.4% 
165.8% 
163.6% 
138.9% 
137.0% 
132.3% 
128.0% 


Net ALP 


$279,903 
$276,426 
$202,316 
$144,147 
$104,253 
$227,970 
$116,621 
$112,640 
$145,267 
$130,805 
$80,394 
$116,599 
$90,291 
$75,610 
$192,903 
$169,269 
$86,567 
$107,765 
$78,103 
$82,300 
$49,239 
$43,766 
$46,911 
$70,214 
$46,525 
$58,544 
$21,855 
$50,294 
$48,323 


F6 Mo 


$92,568 
$77,274 
$58,927 
$56,469 
$48,413 
$47,778 
$40,570 
$39,998 
$38,618 
$37,378 


Benchmark NTG RET SGA 

$149,175 77.8 Zachary Hart 
$155,798 73.1 Altig-Orlovic 
$135,449 782 Altig-Orlovic 

$110,377 83.0 — S-S-Bendure-Hartwig 
$90,022 83. Altig-Orlovic 
$86,251 79.1 Hart-McCallum 
$84,467 85.1 Simon Arias 
$89,810 76.1 Theodore Pappas 
$64,987 75.9 Steve Friedlander 
$67,349 75.3 Souley Bah 
$62,276 75.8 Slav Bitman 
$57,409 80.3 Steve Friedlander 
$54,028 744 Beto Quintero 
$53,494 73.2 Cindy Furer 
$46,370 74.0 Albert Serur 
$47,049 74.5 Beto Quintero 
$47,510 74.0 Simon Arias 
$36,713 76.9 James Cunningham 
$35,221 78.2 — Altig-Orlovic 
$37,900 80.4 Simon Arias 
$30,217 78.5 Kyle Johnson 
$27,211 76.5 — Altig-Orlovic 
$29,291 832 Simon Arias 
$25,715 78.1  S-S-Parks-Salvaggi 
$18,014 76.5 Imran Satti 
$23,689 774 Giglione-Ackerman 
$6,837 83.9 Travis Moody 
$15,810 75.1 Altig-Orlovic 
$16,526 75.9  ChadDeley 

F6 Mo Obj Net ALP NTG RET SGA 

$29,200 $142,475 84.6 Steve Friedlander 
$29,200 $128,834 744 Michael Vasu 
$29,200 $97,933 80.3 Steve Friedlander 
$29,200 $117,550 847 S-S-Parks-Salvaggi 
$29,200 $66,564 81.0 Altig-Orlovic 
$29,200 $70,831 71.6 Simon Arias 
$29,200 $45,639 83.6 Altig-Orlovic 
$29,200 $56,647 739 Richard Correa 
$29,200 $91,202 754 Albert Serur 
$29,200 $44,384 75.9 James Cunningham 


Spotlight recognizes the top three Master General Agents in Categories I-X with positive growth and the top ten Rookies with minimum 100% Performance Factor. Figures reflect hierarchy transfer adjustments. 


YTD 


Category Growth 
| Mark Neilson 93.7% 
Ryan Stenglein 31.5% 

Mark Dushaj 23.6% 

ll Bobby Gujral 6.9% 
lll Daniel G Johnson 110.1% 
Elias Boles 87.4% 
Reynolds Akuamoa 51.3% 

IV Paul Kelly 80.996 
Elyse Bryan 78.096 
Patrick Knouse 19.996 

V Hemerson Gonzalez 58.9% 
Jason Bratin 38.8% 

Luay Ghawi 30.7% 

VI Walter Icaza 151.1% 
Jeffrey Hall 82.6% 
Brandon Summerton 32.7% 

VII Duni Olusegun 122.3% 
Brody Maughan-Evanson 74.1% 

Ryan Mclntosh 65.3% 

VIII Jonathan Jones 79.1% 
Hunter Houvener 34.5% 
Christopher Botelho 27.9% 

IX Harjeet Rana 133.0% 
George O Shea 98.400 
Ransey Vazquez 92.096 

X Samer Saati 139552280.0% 
Patrick Duray 256.6% 
Mathew Mealey 94.7% 

YTD ROOKIES 

Category PF 
Rookie Meaghan Krecsko 153.6% 
Jeffrey Espinal 143.0% 
Alipate Makaui 141.5% 
Michael Russin 127.1% 

Aaron Friedlander 122.3% 
Michael Joseph 120.2% 

Mario Hajro 117.3% 

Andy Batten 113.7% 
Dominic Facchini 109.996 

Phillip Waisman 101.696 


Net ALP 


$3,622,239 
$2,137,140 
$2,213,019 
$1,154,791 
$2,174,289 
$1,932,029 
$1,631,050 
$1,410,376 
$1,438,986 
$896,381 
$1,030,525 
$844,987 
$803,306 
$1,417,468 
$1,016,235 
$805,297 
$979,269 
$791,812 
$698,473 
$731,954 
$452,607 
$417,622 
$503,654 
$564,068 
$565,980 
$93,035 
$707,211 
$159,699 


F6 Mo 


$538,189 
$500,963 
$495,838 
$445,441 
$428,561 
$421,236 
$411,063 
$398,255 
$385,041 
$356,051 


Benchmark 


$1,869,580 
$1,625,383 
$1,790,094 
$1,080,268 
$1,035,009 
$1,030,731 
$1,077,722 
$779,845 
$808,193 
$747,313 
$648,341 
$608,990 
$614,771 
$564,594 
$556,437 
$607,051 
$440,552 
$454,798 
$422,655 
$408,579 
$336,421 
$326,531 
$216,172 
$284,265 
$294,842 
$0 
$198,310 
$82,041 


F6 Mo Obj 


$350,400 
$350,400 
$350,400 
$350,400 
$350,400 
$350,400 
$350,400 
$350,400 
$350,400 
$350,400 


Net ALP 


$809,744 
$815,057 
$841,981 
$897,354 
$889,436 
$578,745 
$1,217,916 
$936,385 
$612,367 
$1,009,826 


NTG RET 


73.1 
78.2 
718 
83.1 
79.1 
82.7 
76.1 
75.9 
75.3 
75.8 
74.4 
87.0 
83.6 
74.5 
74.0 
77.6 
76.9 
80.4 
78.2 
82.4 
78.9 
76.5 
76.5 
714 
80.8 
75.6 
75.9 
83.9 


NTG RET 


81.0 
743 
80.3 
71.6 
84.6 
75.9 
84.7 
74.4 
73.1 
79.0 


SGA 


Altig-Orlovic 
Altig-Orlovic 
Zachary Hart 
Altig-Orlovic 
Hart-McCallum 
Oldham-Gryska 
Theodore Pappas 
Steve Friedlander 
Souley Bah 

Slav Bitman 

Beto Quintero 
Simon Arias 
Altig-Orlovic 

Beto Ouintero 
Albert Serur 
Altig-Orlovic 
James Cunningham 
Simon Arias 
Altig-Orlovic 
Corey Neff 
Altig-Orlovic 
Altig-Orlovic 
Imran Satti 
Giglione-Ackerman 
Bob Olson 
Chalom-Paz 

Chad Deley 

Travis Moody 


SGA 


Altig-Orlovic 
Theodore Pappas 
Steve Friedlander 
Simon Arias 

Steve Friedlander 
James Cunningham 
S-S-Parks-Salvaggi 
Michael Vasu 
Albert Serur 
Satti-Kanaan 


27 


„ REGIONALGENERALAGENTS 


BOBBY GUJRAL 
BURNABY, BC 


RYAN STENGLEIN 
WAYZATA, MN 


VII 


HEMERSON GONZALEZ ELYSE BRYAN 
MIAMI, FL LANHAM, MD 


JAKE YAGJIAN 
WILMINGTON, MA 


yov X 


BRODY MAUGHAN-EVANSON 
WEXFORD, PA 


PAN 
ERIN ALLE 


SAN BERNARDINO, CA 


Spotlight recognizes the top three Regional General Agents in Categories I-X with positive growth. Figures reflect hierarchy transfer adjustments. 


VII 


JEFFREY HALL 
WILMINGTON, MA 


DECEMBER 


Category 


VI 


VII 


VIII 


YTD 


Category 


VI 


VII 


VIII 


Bobby Gujral 
Ryan Stenglein 
Justin Adams 
Paul Kelly 

Mark Neilson 
Jake Yagjian 
Mark Dushaj 
John Conard 
Hemerson Gonzalez 
Tyler Worstell 
Scott Wheeler 
Elyse Bryan 
Andrew Batten 
Duni Olusegun 
Jeffrey Hall 
Walter Icaza 

Rita Rider 
Brody Maughan-Evanson 
Jonathan Jones 
Kaitlyn Brandt 
Erin Allen 
Sanaz Mirza Baig 
Massoud Vaziri 


Thomas Vena 
Matthew Diulus 
Christopher Hintz 
Bobby Gujral 
Joshua Olin 
Ryan Stenglein 
Ryan Wilson 
Brian Schreiter 
Mark Neilson 
Luay Ghawi 

Paul Kelly 

Jake Yagjian 
Mark Dushaj 
John Conard 
Hemerson Gonzalez 
Scott Wheeler 
Tyler Worstell 
Elyse Bryan 
Andrew Batten 
Duni Olusegun 
Walter Icaza 
Jeffrey Hall 

Rita Rider 
Kaitlyn Brandt 
Jonathan Jones 


Patrick Duray 


Growth 


6.7% 
36.2% 
0.6% 
62.0% 
54.796 
375.396 
89.096 
20.696 
154.196 
38.196 
1.096 
92.996 
65.696 
59.896 
346.1% 
253.3% 
88.9% 
70.3% 
50.7% 
47.0% 
176033420.0% 
3612.7% 
477.700 


Growth 


8.800 
4.000 
14.5% 
14.196 
1.696 
19.8% 
17.8% 
1.5% 
78.4% 
28.2% 
15.1% 
101.1% 
25.6% 
12.8% 
99.9% 
54.9% 
14.7% 
78.2% 
72.2% 
40.9% 
154.7% 
86.5% 
33.4% 
128.1% 
78.9% 
49.8% 


Net ALP 


$246,375 
$252,446 
$190,114 
$261,867 
$250,216 
$562,274 
$281,873 
$132,755 
$259,560 
$116,621 
$89,903 
$129,891 
$110,795 
$111,593 
$206,854 
$166,217 
$112,012 
$64,528 
$51,316 
$60,781 
$14,669 
$49,051 
$36,523 


Net ALP 


$4,372,210 
$4,106,259 
$3,252,539 
$3,159,626 
$3,894,429 
$2,664,107 
$2,540,880 
$2,215,703 
$3,462,594 
$2,495,061 
$2,233,054 
$2,855,465 
$2,249,032 
$1,490,387 
$2,450,262 
$1,654,755 
$1,162,309 
$1,439,957 
$1,382,501 
$1,180,959 
$1,437,765 
$1,037,505 
$949,253 
$1,131,864 
$730,773 
$522,286 


Benchmark 


$230,799 
$185,314 
$189,046 
$161,683 
$161,709 
$118,299 
$149,175 
$110,060 
$102,149 
$84,467 
$89,005 
$67,349 
$66,903 
$69,837 
$46,370 
$47,049 
$59,301 
$37,900 
$34,048 
$41,359 
$0 

$1,321 
$6,322 


Benchmark 


$4,017,763 
$3,949,862 
$2,839,723 
$2,769,591 
$3,832,811 
$2,223,772 
$2,156,403 
$2,183,271 
$1,940,510 
$1,946,447 
$1,940,198 
$1,419,592 
$1,790,094 
$1,320,718 
$1,225,790 
$1,068,061 
$1,013,609 
$808,193 
$802,831 
$838,047 
$564,594 
$556,437 
$711,617 
$496,313 
$408,579 
$348,674 


NTG 


91 


NTG 


RET 


82.2 
77.9 
79.8 
79.0 
73.0 
73.4 
714 
79.7 
74.5 
84.4 
82.7 
75.3 
73.5 
73.3 
73.3 
74.5 
81.4 
80.5 
84.1 
73.2 


79.6 
76.8 


RET 


79.4 
78.3 
80.6 
82.2 
78.4 
77.9 
15.5 
744 
73.0 
79.9 
79.0 
73.4 
714 
79.7 
74.5 
82.7 
84.4 
75.3 
73.5 
133 
74.5 
B3 
81.4 
73.2 
84.1 
74.4 


SGA 


Altig-Orlovic 
Altig-Orlovic 
Simon Arias 

Steve Friedlander 
Altig-Orlovic 
Albert Serur 
Zachary Hart 
Simon Arias 

Beto Quintero 
Simon Arias 
Satti-Kanaan 
Souley Bah 
Michael Vasu 
James Cunningham 
Albert Serur 

Beto Quintero 
S-S-Parks-Salvaggi 
Simon Arias 
Corey Neff 
Stephen Jubrey 
Hart-Lewicki 
Imran Satti 
Altig-Orlovic 


SGA 


Simon Arias 
Simon Arias 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Altig-Orlovic 
Philip Prata 
Joseph Diecedue 
Altig-Orlovic 
Altig-Orlovic 
Steve Friedlander 
Albert Serur 
Zachary Hart 
Simon Arias 
Beto Quintero 
Satti-Kanaan 
Simon Arias 
Souley Bah 
Michael Vasu 
James Cunningham 
Beto Quintero 
Albert Serur 
S-S-Parks-Salvaggi 
Stephen Jubrey 
Corey Neff 

Chad Deley 


x STATEGENERALAGENTS 


DECEMBER 


F6M Obj %F6M Obj P6M P6MObj %P6MObj Recruits RecObj %RecObj NetALP %Growth NTG REIT 

l| Sabrina Lloyd 106.9 $226,979 $290,000 78.3 $318,978 $178,000 179.2 19 30 63.3 $545,957 26.5 76.4 

Don Foti 106.6 $132,010 $100,000 132.0 $252,360 $325,000 77.6 15 12 110.0 $384,370 50.5 78.7 

lll Steve Friedlander 125.5 $256,315 $143,000 179.2 $189,564 $143,000 132.6 11 17 64.7 $445,879 45.0 79.0 
Satti-Kanaan 116.5 $63,306 $91,000 69.6 $368,835 $195,000 189.1 10 11 90.9 $432,141 35.1 81.1 

IV Kyle Johnson 152.7 $147,291 $104,000 141.6 $222,870 $108,000 206.4 30 21 110.0 $370,161 137.5 74.3 

4 Hart-McCallum 148.0 $116,118 $139,000 83.5 $213,580 $82,000 260.5 10 10 100.0 $329,698 61.3 80.0 
Mathew Hart 1113 $119,441 $104,000 114.8 $191,402 $147,000 130.2 16 18 88.9 $310,843 40.0 74.9 

Cindy Furer 96.6 $93,100 $82,000 113.5 $102,004 $134,000 76.1 15 15 100.0 $195,104 71.2 75.1 

* Albert Serur 232.4 $234,051 $91,000 257.2 $346,554 $104,000 3332 16 15 106.7 $580,605 116.6 73.2 
James Cunningham 119.7 $78,971 $74,000 106.7 $86,804 $61,000 142.3 22 16 110.0 $165,775 26.9 753 

KYLE JOHNSON VI Beto Quintero 141.0 $164,674 $113,000 145.7 $94,888 $56,000 169.4 14 13 107.7 $259,562 87.8 74.5 
VII Souley Bah 119.5 $46,541 $56,000 83.1 $84,949 $43,000 197.6 7 E) 77.8 $131,490 25.7 75.5 

Desi Dimitrova 99.3 $19,035 $56,000 34.0 $110,439 $56,000 197.2 6 9 66.7 $129,474 99.7 712 

VIII Ryan Bisanz 107.2 $29,101 $48,000 60.6 $54,863 $26,000 211.0 5 10 50.0 $83,964 55.1 73.0 

IX John Young 91.5 $23,746 $39,000 60.9 $36,073 $20,000 180.4 3 9 333 $59,819 16.2 76.6 

X Nick Moore 126.6 $36,127 $30,000 120.4 $27,662 $15,000 1844 6 8 75.0 $63,790 1.5 752 

Nick Scordos 125.7 $46,710 $30,000 155.7 $16,706 $15,000 1114 9 8 110.0 $63,416 197.9 71.9 

Evan Holzhauer 94.0 $13,343 $30,000 44.5 $19,111 $15,000 127.4 7 6 110.0 $32,454 N/A 84 
Josh West 93.4 $38,310 $30,000 127.7 $7,893 $15,000 52.6 5 5 100.0 $46,203 N/A 88 


F6MObj %F6M Obj P6M P6MObj %P6MObj Recruits RecObj %RecObj NetALP %Growth — NTG 

ALBERT SERUR BETO QU INTERO SOULEY BAH | Simon Arias 100.5 $6,294,561 $7,224,000 87.1 38,831,211 $7,440,000 118.7 918 960 95.6 515,125,772 18.1 79.7 

|| Sabrina Lloyd 98.1 $2,864,584 83,480,000 82.3 $2,258,000 — $2,136,000 105.7 383 360 106.4 $5,122,584 4.8 76.4 

Don Foti 96.8 $1,184,926 $1,200,000 98.7 $3,246,848 $3,900,000 833 156 144 108.3 $4,431,774 1.0 78.7 

Oldham-Gryska 93.0 $2,642,865 $2,808,000 94.1 $3,086,358 $3,948,000 78.2 256 240 106.7 $5,729,223 25 79.4 

- lll Satti-Kanaan 98.4 $1,020,121 $1,092,000 93.4 82,576,747 $2,340,000 110.1 121 132 91.7 $3,596,868 18.4 81.1 

Steve Friedlander 96.5 $1,942,406 $1,716,000 113.2 $1,730,102 $1,716,000 100.8 154 204 75.5 $3,672,508 24.4 79.0 

IV Kyle Johnson 121.8 51,589,024 51,248,000 127.3 51,667,438 $1,296,000 128.7 288 263 109.5 $3,256,462 44.6 743 

Hart-McCallum 121.8 — $1,117,907 51,668,000 67.0 — $1,853,308 $984,000 188.3 132 120 110.0 $2,971,215 28.3 80.0 

Philip Prata 103.2 $1,178,366 $984,000 119.8 $1,607,532 $1,872,000 85.9 162 156 103.8 $2,785,899 177 75.6 

Mathew Hart 98.9 $1,346,746 $1,248,000 107.9 $1,850,683 $1,764,000 104.9 181 216 83.8 $3,197,429 22.5 749 

Joseph Diecedue 9309 $1,319,079 $1,716,000 76.9 $1,449,481 $1,356,000 106.9 223 228 97.8 $2,768,560 4.0 74.5 

Cindy Furer 92.9 $874,947 $984,000 88.9 $1,524730 $1,608,000 94.8 171 180 95.0 $2,399,677 13.6 75.1 

V | | VA « i ui V Albert Serur 120.2 $1,571,580 51,092,000 143.9 $1,330,765 $1,248,000 106.6 208 180 110.0 $2,902,344 42.3 732 

— james Cunningham 120.0 $1,031,882 $888,000 116.2 $1,086,780 $732,000 148.5 183 192 95.3 $2,118,662 50.5 153 

RYAN BISANZ JOHN YOUNG NICK MOORE Jose Carvajal 943 $777,804 $888,000 87.6 $855,253 $984,000 869 156 144 1083 $1,633,057 24 742 

@ = 2018 Executive Council Member Ryan Giddens 90.0 $1,010,777 $1,296,000 78.0 $1,063,795 $888,000 119.8 143 198 72.2 $2,074,572 9.4 74.5 

J| = 1 Performance Factor = (9 F6 Mo Obj + % P6 Mo Obj + % Recruit Obj) + 3 VI Beto Quintero 116.7 $1,733,847 $1,356,000 127.9 $754,255 $672,000 112.2 215 156 110.0 $2,488,102 84.9 74.5 
Spotlight recognizes State General Agents in Categories I-X with minimum 90% Performance Factor with retention or net to gross standard. YTD Winners for Corey Neff 25 9942,559 3780000 1208 — — 3531053 — 3780000 — 681 — 154 ¶ 5 — 387 14361 — 152 — 814 Neff 259 $942,559 $780,000 120.8 $531,053 $780,000 681 ES 156 zen $1,473,611 = ous 

TO P P Ẹ R FO R M A N C [= F ACTO N [= Categories I-X will be recognized at Convention by highest. Performance Factor in excess of 10096 and the YTD Spotlight number may not necessarily reflect Dorian Oldham 947 $663,955 $780,000 85.1 $789,352 $888,000 88.9 165 132 110.0 $1,453,307 11.0 753 

that computation. SGAs must be in their current category a minimum of 6 months to compete for YTD awards. vn Souley Bah 1147 $627,771 $672,000 93.4 $830,255 $516,000 160.9 97 108 89.8 $1,458,026 613 75.5 

Desi Dimitrova 95.0 $540,746 $672,000 80.5 $839,277 $672,000 124.9 86 108 19.6 $1,380,023 28.1 77.2 

VIII Ryan Bisanz 112.5 $546,779 $576,000 94.9 $501,973 $312,000 160.9 98 120 81.7 $1,048,752 45.1 73.0 


KYLE JOHNSON 
Category IV 
152.796 PF 


ALBERT SERUR 
Category V 
232.496 PF 


Johnson-Nelson 101.1 $484,818 $576,000 84.2 $628,841 $576,000 109.2 — 1M 96 1100 — 51,113,659 22.6 77.7 
Kevin Holtz 98.5 $464,152 $576,000 80.6 $550,177 $516,000 1066 91 84 — 1083 — $1014329 29.0 739 
IX Correa-Hunt 91.2 $385,347 $468,000 82.3 $224,934 $240,000 937 82 84 97.6 $610,280 14 74.1 
ez HART-MCCALLUM X Nick Moore 148.4 $665,972 $360,000 185.0 $307,890 180,000 171. 75 84 89.3 $973,862 262.7 75.2 
N Nicholas Scordos 123.9 $536,052 $360,000 149.2 $202,408 $180000 — 1124 88 63 — 1100 $739360 204. 719 
f Category IV Josh West 103.7 $208,768 $210,000 99.4 $113,521 $105,000 108.1 29 28 103.6 $322,289 N/A 88 
N 148% PF muu öz<A A. Jjao.—=. 


PUBLICRELATIONS 


CATEGORY | CATEGORY II CATEGORY III 
| f 
1 ‘eo 1 Jj 
BRENDA DI SOMMA MALKA ARONY GEORGE FARENTHOLD AL WALL DION DIZON DONALD SPOHN 
SOMERSET, NJ CAVE CREEK, AZ WASHINGTON, DC HOLLAND LANDING, ON KAPOLEI, HI REYNOLDSBURG, OH 
CATEGORY IV CATEGORY V CATEGORY VI 
N e ai 


2 2 1 | 
mA 
LAURIE GRUBER KRISSA HENSLEY CHERYL COOK CAS ROBINSON MARIA SIERO JOHN WAGNER 
HAMMOND, WI TOLEDO, OH EAST BERLIN, PA NEPEAN, ON AUSTIN, TX MECHANICSBURG, OH 
CATEGORY VII CATEGORY VIII 
1 4 
RALPH BEARD BRETT HULME ELIF ATICI LISA JOHNSON 
FRANKLIN, TN POOLER, GA MISSISSAUGA, ON SUMMERVILLE, WV 
1ST SIGNED TG v^? CATEGORY! CATEGORY II CATEGORY III 
LL 
D 
<L 
<= 
À <£ 
| a [= W 
BARBARA ZIMMERMAN RACHEL SHELTON e DEBORAH BOLES CHRISTA DAVIS KATHERINE PRATT 
HARRISBURG, PA GOLDEN, CO [== COQUITLAM, BC KATY, TX LEAVITTSBURG, OH 


PUBLIC RELATIONS CATEGORIES ARE AS FOLLOWS 


Rep Categories I-VIII assigned using average of leads generated last 3 years. For Reps with less than 3 years of service, 425 cards per month was applied for months with no production unless the average of their 
actual production was higher. To be recognized at Convention, Rep must meet minimum 8096 of Objective. 


Manager Categories I-III assigned using average of lead production last 3 years for their respective territories. To be recognized at Convention, Manager must meet minimum 80% of Objective. 


INDIVIDUAL REPS: DECEMBER 


Category Rank Cards 
| 1 BrendaDiSomma 5,090 
2 Malka Arony 4,891 
3 Pam Monetti 2,034 
ll 1 George Farenthold 2,863 
2 AlWall 2,294 
3 Travis Daniels 1911 
II 1 Dion Dizon 1,536 
2 Donald Spohn 1,487 
3 Rebecca Klebsch 1,467 
IV 1 Laurie Gruber 2,967 
2 Krissa Hensley 1347 
3 Steve Sanchez 1,094 
V 1 Cheryl Cook 2,216 
2 Cas Robinson 2,088 
3 Vivian Dwyer 2,159 
VI 1 Maria Siero 2,701 
2 John Wagner 1,986 
3 Sarah Thomson-Dufrechou 1,680 
VII 1 Ralph Beard 1,849 
2 Brett Hulme 939 
3 Melissa Lively 813 
VIII 1 Elif Atici 3,194 
2 LisaJohnson 2,060 
3 Hector Cortez 1,692 
Rookie 1  Elif Atici 3,194 
IceBreaker 1 Hector Cortez 1,692 


INDIVIDUAL REPS: YTD 


Obj % Obj Category Rank Cards Obj % Obj 
2,144 237.4% | *1 Mark Gagliardi 23,027 19,407 118.7% 
3,389 144.3% 2 Jessica Treybick 21,074 20,530 102.7% 
1,555 130.9% 3 David Scalisi 18,212 18,775 97.0% 
1,305 219.3% ll *1 AlWall 17,988 14,822 121.4% 
1,235 185.7% 2 George Farenthold 18,677 15,660 119.396 
1332 143.496 3 Tim O'Connor 16,191 15,620 103.7% 
1,149 133.6% l| *1 Tony Anderson 16,785 13,492 124.4% 
1,159 128.396 2 Timothy Leary 12,887 12421 103.896 
1,155 127.096 3 Donald Spohn 13,849 13,906 99.696 
920 322.696 IV *1 Randy Stockley 13,506 11,896 113.596 
1,031 130.796 2 Krissa Hensley 12,519 12,367 101.2% 
1,024 106.9% 3 Steve Orcherton 10,525 11,366 92.696 
845 262.396 V *1 CarlZablotny 15,171 10,351 146.6% 
832 251.0% 2 (as Robinson 11,408 9,984 114.3% 
912 236.7% 3 Vivian Dwyer 12,117 10,946 110.7% 
804 335.9% VI *1 Maria Siero 16,516 9,646 171.2% 
728 272.7% 2 Janis Pitts 15,050 9,494 158.5% 
673 249.8% 3 Mark Flemm 9,178 8,957 102.5% 
596 310.4% VII *1 Ralph Beard 10,092 7,148 141.2% 
646 145.3% 2 Kevin McKeen 8,643 7,687 112.4% 
619 131.3% 3 Jeanette Dodd 7,951 7,260 109.5% 
486 656.4% VIII lisa Johnson 18,041 5,555 324.7% 
463 445.0% 2 Gabriela Berloni 7,446 3,135 237.5% 
489 346.0% 3 Hector Cortez 6,067 3,423 177.2% 

486 656.4% 

= TN ALL TIME RECORD: 61,879 Cards — DENISE BOWYER 


ALL TIME RECORD: 18,960 Cards 


MANAGERS: DECEMBER 


Category Rank Cards 
| 1 Deborah Boles 10,663 
2 TamiWilliams 10,354 
Il 1 Christa Davis 7,044 
2 John Keliher 6,845 
II 1 Katherine Pratt 7,642 
2 Amanda Mlinaz 7,628 


ALI 


MARK GAGLIARDI 


CLARKSVILLE, TN 


MANAGERS: YTD 


Obj % Obj Category Rank Cards Obj % Obj 
7,266 146.7% | *1 Tami Williams 92,325 89,254 103.4% 
7,438 139.2% 2 Brian Ryan 83,524 90,417 92.4% 
5,175 136.1% l| *1 Christa Davis 68,326 62,101 110.0% 
5,115 133.8% 2 John Keliher 57,177 61,380 93.2% 
4311 177.3% Im *1 chuck Hill 52,699 55,509 94.996 
4122 161.596 2 Billy Sauers 41,436 45,471 91.1% 


MARK GAGLIARDI MARIA SIERO ERICA DALAGER 


9,750 7,850 7,581 


33 


$ 1,584 Charles Coleman $ 1,462 Brian Schilling $ 1,335 Steven Phillips $ 1,221 Gerardo Gonzalez $ 1,140 Joel Acosta $ 1,058 Steven Kempton 
1,579 Brandon Hamilton 1,458 Catarah Eley 1,333 Andrew Hynan 1,221 Crystal Larkins 1,138 Marie Campbell 1,057 Tessa MacNeill 
1,575 Kevin Amador 1,454 Corey Bednarz 1,332 Dyoma Ramirez-Robles 1,218 Rex Munsey 1,136 Casey Jarratt 1,056 Allison Kusgen 
1,571 Joseph Harnden 1446 Jeannieliza Solis 1,332 LuisHornos 1,216 Matthew Dexter 1,135 Ogevasa Meafou 1,056 Michael Bell 
a 1,570 Christy Anderson 1443 FbuwaOtagho 1,331 Al-Karim Walji 1214 Esa Mohamed 1,131 Steven Warner 1,055 Timothy Cruise 
4. 2 Li " 1,570 DuniOlusegun 1442 Jeremy Doucet 1,331 Shonda Lewis 1214 Myra Espinoza 1,130 Jennifer Pofahl 1,054 Danijel Dokic 
— | " ES 1,565 Victoria Soileau 1,441 Ligaya Alaiza 1,329 Mark Campbell 1,211 Paul Torman 1,130 Stephen Fougere 1,053 Jeremy Caster 
— E n 1,564 Michael Ezeafulukwe 1,438 Abrahim EI Refaei 1,328 Nikolina Damjanovic 1,211 Nick Guerino 1,128 Edward Leon 1,053 lan Zollos 
~ " 1,564 Bradley Christiansen 1435 Ericka Martinez 1,328 FricRodriguez 1,209 Altina Arakelian 1,127 Justin Diaz 1,052 Matthew A Wilson 
MEENAKSHI CHAVIS ROBBY PaRK 1,563 Matthew Zang 1,433 ina Nelson 1,326 Theresa Bellajaro 1,206 Xander Davis 1,123 Carly Ferraro 1,052 Alex Smith 
$10,614 $8,793 $8,625 $7,049 $6,552 ues a Bentley 1433 Matthew Cessna 1323 asali Kotun 1,205 Adrian Mata 1,123 Brittany Ketner 1,052 Emis Polanco Ovalle 
Satti-Kanaan Don Foti Altig-Orlovic 5-S-Bendure-Hartwig Satti-Kanaan F elly McDonald 1,429 Tanya Su ton 1,318 Chiara DAlessandro 1,203 Joseph Andersen 1,121 Cree Allen | 1,051 Philip Anderson 
1,557 Bernardo Lopez 1429 ama Waiti 1,316 Rebeca Coquis 1,200 RonDoluntap 1,120 Danielle Morales 1,049 Brandon Atchley 
1,549 Steven Dell 1425 Ala Awa 1314 Kyle Welton 1,199 Ricky Hayward 1,118 JahMarcus Worsham 1,048 Christopher Walker 
1,549 Octavio Villa 1,424 Christopher Rantanes 1,312 Steven Sparkes 1,197 Justin Rydziel 1,118 Bashar Jarkasy 1,048 Nicklaus Rich 
1,547 Christopher Ross 1424 Anna Senra 1,312 peter Tovio 1,196 Derrick Hall 1,116 Conor McGowan 1,048 Gerard Armstrong 
1,545 Daniel Prinzo 1,422 Elijah Brown 1,307 Gregory Huling 1,195 Christa Frazier 1,112 Trace Johnson 1,046 Joshua Kellar 
1,543 Benjamin Van Fossen 1422 Gail Fox 1,307 Arman Masomzadeh 1,195 Richard Tabanji 1,107 Cynthia Hettchen 1,045 Walter Henderson 
1,542 Melody Washington 1,21 Carmen Arroyo 1,302 Ryan Bickett-Hickok 1,195 Carmela Pellen 1,105 Daymon Green 1,044 Brandon Smith 
1,541 Derek Sandilands 1419 Trenton Miller 1,298 Fatima Shittu 1,192 Ranjana Chopra 1,104 Derek Udongwo 1,042 Cody Langston 
1,536 Paul Rodriguez 1,418 Ernesto Delgadillo 1,297 Spencer Simmons 1,192 Lissette Garcia 1,103 Raymond Angeles 1,042 Alex Rozotto 
Calebaugh 1415 Matthew Sutton 1,297 Jonathan Da-al 1,191 John Santosuosso 1,101 Anastasia Martens 1,037 Donna Burriss 
$ 10,614 Trevor Bailey $ 3,289 Kareem Mutia $ 2,442 Joachim Jean $ 2,066 Hans Klink $ 1,890 Yamid Mendoza SancheS 1,725 Joey Sales 1,535 Rumteen 1415 Carrisa Korres 1,297 Carolina Coquis 1,190 Terran Oliphant 1,100 Lamine Diakhate 1,037 Emran Chowdhury 
8,793 Meenakshi Chavis 3,279 Carlo Trinidad 2,432 John Vacca 2,056 Douglas Clarke 1,886 Kyle Schroeder-Gurnicz 1,718 Gregory Soto okhtarzadeh-Azar 1,413 Lorena Herndon 1,292 Amy Gardner 1,189 Ray Salmon 1,100 Thomas S Brown 1,037 Dylan Hur 
8,625 Bobby Park 3,267 Daryl Graham 2,406 Brock Lampee 2,049 Kashala Guiden 1,880 Samisoni Koloa 1,718 Aleksander Witalec 1,533 Andrew Severson 1,411 Nathan Fleming 1,290 Aref Sayeg 1,186 Gabriela Angelova 1,100 Brandon Neal 1,034 Jacguelyn Larkins 
7,049 Cathy Dishong 3,251 Ed Olfert 2,394 Aaron Lammey 2,036 Christopher Rodriguez 1,878 Robert Ensign 1,711 Johannes Boll 1,533 Bessie Wrigh 1410 TiffaniTavormina 1,286 Daniel Bean 1,185 Miralem Jakirlic 1,099 Dane Freiburger 1,029 Gianna Montelaro 
6,552 Michaelvan Delft 3,197 Cody Gardner 2,386 Makaui Lopez 1,876 Manique Sala 1,707 leonardo Perez 1,532 Maria M Ramirez 1,408 Syed Bukhari 1,286 Anwar Attie! 1,183 Daniel Souza 1,099 Daniel Hanson 1,029 David Sorensen 
6,210 Rahul Bhagwakar 3,193 Andrew Bishop 2,385 Bryan Juskiw 2,030 Santa Ellmers 1,869 Michael J Romero 1,707 Joseph Huh 1,531 Fritznel Octave 1407 Katie Mitchell 1,280 Matias Orrego 1,182 Rafael Medina 1,097 Talaya Cook 1,028 Cecilia Ritter 
5,863 Massoud Vaziri 3,156 Jessica Chang 2,385 Arlene Mayon 2,029 Shekhar Ali 1,867 Kaitlyn Everts 1,702 EHifranc Deus 1,527 TazmiSiddiguey 1407 Eric LaBossiere 1,275 Matthew Hudlin 1,180 Adela Staines 1,093 Chad Muise 1,028 Johny Gerges 
5,422 Muhammed Ashraf 3,142 Max Quasem 2,361 Javier Diaz 2,029 DeAnthony Hartman 1,867 Bryan Froneyberger 1,701 Sara Rostamijalilian 1,526 Christopher O'Neal 1403 Austin A Smith 1,270 Jimmy Quifille 1,177 Joaquin Santos 1,092 Justin Neal 1,027 Matthew Prokop 
5,416 Elizabeth Garcia 3,139 Cameron Watson 2,357 Ikram Al-Shobaki 2,026 Alexander Pham 1,867 John Curry 1,693 Selma Ogresevic 1,518 Joanna Salazar 1,398 George Kamel 1,269 Gregory VanSuch 1,175 Donald Gregoire 1,091 ConstanceTuiteleleapaga | 1,027 Precious Fulger 
5,076 Jennifer Ragan 3,097 Arif Hajro 2,341 Pablo Solis 2,018 Carlo Milano 1,864 Jean Etahe Limongo 1,692 Yadollah Pourjalali 1,517 Orett Nelson 1,394 Michael Capps 1,265 Christopher Leasure 1,175 Vincent Massari 1,090 Cameron Cimino 1,026 (anon Novak 
4,926 Robert Adrahtas 3,059 John Carter 2,328 Jacob Bennett 1,999 Daniel Durgin 1,860 Dylan White 1,681 Marisela Salas Flores 1,512 Aaron Pat 1,383 Matthew Roebke 1,264 Julia Loboda 1,175 Tessa Lepelaars 1,089 Doris Martinez-Garcia 1,024 Hakan Ozalpasan 
4,733 BrennanReynolds-Baker | 3,012 Anthony Greco 2,318 Andrew Chambers 1,996 Jovanie Scarlett 1,856 gor Melcharek 1,679 Jessy Girard 1,509 Matthew Willrodt 1,382 Joseph Rotolo 1,262 Nancy Branson 1,173 Asiguy Haugabook 1,089 Valerie Shaw 1,024 Timothy Moody 
4,729 PhiPhan 2,971 Richard Carter 2,310 Lleison Martinez 1,995 Ruben Soberanes 1,854 Brandon Garcia 1,672 Jacob Brown 1,508 Robert Irypus 1,379 Sarah Acker 1,262 Jonathan Foligno 1,173 Taulant Bane 1,088 Karn 1,023 Joseph Grider 
4,638 Kevin Ishikane 2,958 Steven Baum 2,294 Mike Reed 1,983 JeffWentworth 1,849 Dimo Joannidis 1,664 Joshua Egyud 1,505 Chase Miller 1,378 Heather Hewitt 1,261 Jonathan Wielhouwer 1,172 Jocelyn Bolito 1,088 Kaylyn Kimberlin 1,023 MamaAtetu 
4,607 Christie Jauch 2,896 cott Florin 2,270 Nina Blackmon 1,983 Mario Andres Chavez 1,846 Mario Francis 1,662 Valentina Gojcaj 1,505 Francisco Vasquez 1,374 Justin Thompson 1,256 Lavetta Swain 1,170 Kelsey Maye 1,087 KyleBennett 1,020 Wesley Shure 
4,596 Joel asl 2,834 Domonigue Smith 2,269 Pranil Vitha 1,982 Rosa Teixeira 1,834 Eno lftiu 1,659 Ryan Ohm 1,497 Adrienne Lawrence 1,367 James Snipes 1,256 Christopher Woodard 1,170 Kelli Higgins Jones 1,081 James Erbeck 1,019 Drew Herstine 
4,494 Tristan Dlabik 2,827 Andjalie Elizer 2,259 Peer Shmelzer 1,980 Tanya Black 1,831 Dwight Dube 1,652 Herivelto Pereira 1,494 Joshua Jahnish-Maltese 1,366 Stuart Pagan 1,255 Valeria Sierralta 1,169 Rawad El Ghadban 1,080 Andres Liranzo 1,018 Matthew Borgia 
4,482 Stanis Moanda 2,821 Benjamin Ainscough 2,255 Diana Al Ali 1,976 Kajana Carter 1,829 Kendra Cook 1,650 Revawn Wilson 1,493 Adebamidele Ogunlade 1,362 Brian Cabral 1,247 Patrick Locke 1,167 Garkeiva Council 1,076 Arynne McCarthy 1,018 Daniel Perkins 
4,478 Duane Shaw 2,806 Tony Georges 2,247 Landon Schlag 1,971 Palbasha Siddique 1,829 Anthony Sava 1,648 Jamie Tan 1,487 Sean Wals! 1,361 Ryan Mullins 1,246 Kristi Vang 1,167 Gabriel Benavides 1,076 Jessica Boss 1,016 Matthew Dawson 
4,460 Hussein Ajami 2,803 Flhanan Sing 2,241 Jillian Getz 1,969 Lily Sakai 1,823 Faith Robinson 1,647 Kascey Williamson 1,485 Walna Allen 1,360 Zachary Anderson 1,246 Julisa Penido 1,167 Noelle Robinson 1,076 Jose Garcia 1,016 Kenneth Johnson 
4,247 Brooklyn Mims 2,801 Hasan Ghazal 2,236 Darius Rowan 1,961 Joseph Webster 1,816 Alipate Makaui 1,646 Aaron Osterrieder 1,481 Danny Juskiw 1,359 Skay Nusenu 1,244 Shubham Setia 1,163 John Akers 1,076 Dallas Johnson 1,015 Sione Mohi 
4,245 Alan Sedaghat 2,800 Shorne Brown 2,221 John Torres 1,961 Kyla Greig 1,814 Megan Mills 1,644 Justin Allain 1481 Sylvain Kalombo 1,355 Brian Jerome 1,242 Jesse Fullmer 1,160 Carlos Arballo 1,070 Monzelle White 1,015 Jordan Little 
4,231 Shannon Stroud 2,786 on Ebel 2,217 Jonathan Conn 1,959 Thomas Romeo 1,808 Luis Miranda 1,642 Ramon Kemp 1473 Sherine Zahra 1,352 Alex Pizzo 1,240 James Sandmire 1,159 Jordan Forbes 1,066 Tabitha McDermid 1,013 Rachel Brown 
4,198 Matthew Lehman 2,777 Albert Olesko 2,214 Heather Pierce-Akanni 1,959 Fabian Aniekwensi 1,804 Nicholas Oxford 1,641 Jaydan Heron-Smith 1471 Nikolai Zollinger 1,348 Lissette Montalvo 1,237 Joey Kennedy 1,154 Dina Boghdady 1,066 Oludoyin Omolaja 1,007 Anthony Ferraro 
4,164 Alex Gonzales 2,751 Magaly Una 2211 ha fu 1,950 Rosemary Soto 1,802 SeanGrant 1,637 Adem Abdula 1471 Forat Bachi 1,347 Roberto Navarro 1,235 Karen Hamilton 1,149 Erica Robertson 1,064 Jeffrey Gilliana 1,006 Levi Porto 
4,122 Jonathan Growe 2,731 RyanVance 2,193 Dorota Rusew 1,950 Benzack Cooper 1,802 Danielle Savarese 1,634 Samson Adelufosi 1,470 (hastity Swanson 1,345 Fuat Demir 1,234 Jeremy Perkins 1,147 Alicia Kuchinski 1,063 Ronald Davis 1,005 Troy Kasper 
4,021 Salvador Escobar 2,708 Ashley Rust 2,190 Jadwiga Martins 1,948 Jheanelle Hughes 1,796 Sharon Barnes 1,633 Joseph Theuri 1,467 Colin Weathers 1,345 Jacob Wells 1,233 HanyMikhail 1,146 Richard Dyer 1,061 Hamza Ally 1,003 Breanna Hilton 
4,000 ‘ee an Delft 2,705 Tomarus Burks 2,175 Rahmatullah Romal 1,942 Joseph Provenzano 1,784 Christina Stolle 1,632 Asad Ahmed 1,465 Douglas Ewers 1,342 Oscar Gastelum 1,231 Violetta Raddell 1,146 Paolo D'Andrea 1,060 Matthew Obringer 1,002 Brody Maughan-Evanson 
3,974 Paul Smith 2,700 Omar Hashimi Omid 1,936 Denis Snyder 1,780 Alexander Valencia 1,628 Kory Louvelle 1,465 Donte Grant 1,338 Alix Albright 1,227 Akinbowale Adewumi 1,143 Siraj Saunders 1,060 Desirae Woodside 1,002 Cheng Yang 
3,971 Jacqueline Kabluyen 2,665 Daniel Pues 2,168 Jon Golin 1,936 Caafar Aledani 1771 Mike Allen 1,625 Danny Arnold 1,463 Alfretz Costelo 1,337 Iffrah Tahir 1,226 Sayed Hashimi 1,141 Shai Mate 1,059 Sonia Silva 1,001 Samuel De Carvalho 
3,933 Joanna Strzelec 2,661 Megan Billey 2,166 Colin Ghee 1,933 Angela Alunno 1,771 Aaron Chen 1,621 Harvey Quinn 1,463 Stephanie Biggum 1,335 Marvin Gonzalez 1,222 Marlene Barrett 1141 Geoffery Osili 1,059 Lionel Njeukam 1,000 Timothy Copenhaver 
3,929 Slawomir Dolecki 2,656 Cleopatra Sola 2,166 Janel Wilder 1,932 Joseph Kanaan 1,766 (ameron Ontko 1,620 Arthur Tros 
3,886 Bruce lan 2,623 Joe Lewo 2,161 Stefane Felix 1,923 Arion Gjolaj 1,765 Conor Markins 1,619 Horace Johnson 
3,873 Peter Gabranski 2,617 Irma Gallardo 2,156 Roger Fredericks 1,917 Ifeanyi Ufondu 1,758 Kelly Ekker 1,616 Riley Peters 
3,870 Deaveon Francisco 2,617 Mario Hajro 2,154 Jenny Alvarez 1,917 Marcus Martin 1,755 Johnathon Bogoslowski 1,615 Jacob Mantay 
3,784 Jean Joseph 2,583 Stephen Davis 2,151 Jesusdieu Portilus 1,916 Travis Johnson 1,754 Irene Simisim 1,609 Julie Aprahamian 
3,759 Abraham Mogilevsky 2,547 Emily Kayser 2,148 NauleniTuionetoa 1,914 Holly Simpson 1,753 Jordan Lacy 1,609 Adriana Neagu 
3,731 NoliAlea 2,515 Nicholas Daltro 2,147 Richard Sidoti 1,913 Edward DeFurio 1,753 Sungmin Hwang 1,606 Marcell Mara 
3,656 Lincoln Dziekonski 2,513 Sandy Metellus 2,141 Mark Bernsdorff 1,910 Dustin Dunbar 1,752 Ricardo Licon 1,600 Darian Hester 
3,555 Joseph Sarasin 2,478 Afolasade Aboyade-Cole 2,110 Evelyn Howell 1,908 Mauro Capozucca 1,750 Mike Sukhbaatar 1,599 Sam Chan 
3,413 Evelin Castro-Sharif 2,464 Jesse Benwell 2,102 Erin Spinelli 1,902 Stephanie Novel 1,750 Bryon Eddinger 1,599 Derrick Davenport 
3,408 Jordon Graham 2,464 Jesse Peterson 2,088 Bobbi Wiatr 1,900 Kevin Argumedo 1,738 Matthew Harper 1,597 Susana Al Choufi 
3,352 Ethan Dewyer 2,453 Renee Cunningham 2,080 Carole Idolphine Barrientos 1,735 Scott Remmey 1,595 Rovena Lulgjuraj 
3,347 Mark Lomonaco 2,448 Chelsie Otto 2,078 Christopher Bungay 1,897 Nicholas Atallah 1,728 Yairy Magon 1,593 David Rockway 
3,344 Brandon Johnson 2,446 Justin Sutton 2,073 Patricia Colon 1,894 Howard Dotson 1,726 Tennison Mather 1,586 James Sherwood 
3,321 Brandon Minor 2,443 Christopher Ferguson 2,071 William Dugan 1,893 Lynn Jenkins 1,726 Rebecca Mehlinger 1,586 Holly Richey 


LEADERSHIP BONUS 


= 


W 
MARK DUSHA! 


$40,324 


Zachary Hart 


5 40,324 
36,285 
19,516 
17,612 
16,765 
15,738 
15,269 
14,993 
14,251 
13,041 
13,020 
12,678 
11,933 
10,903 
10,792 
10,567 
10,397 
10,191 

9,716 
9,679 
9,517 
9,193 
9,128 
8,999 
8,996 
8,916 
8,896 
8,774 
8,611 
8,290 
8,002 
7,965 
7,892 
7,830 
7,793 
7,542 
7,456 
7,280 
7,258 
7,242 
7,206 
7,058 
7,032 
6,806 
6,781 
6,597 


ark Dushaj $ 
ark Neilson 
Doreen Ryan-Foti 
Patrycja Grudzinska 

ichael Stuver 
ario Hajro 
Walter Icaza 
Asiguy Haugabook 
Zach Otto 
hillip Waisman 
Elyse Bryan 
aniel G Johnson 
Aaron Friedlander 
Bruce Viaje 
Bobby Gujral 
Brenda Fox 
Scott Wheeler 
ony Geer 

yan Stenglein 
Anita Ferris 

ichael Russin 
yler Worstell 
Blake Higuchi 
Alan Sedaghat 
Brody Maughan-Evanson 
ake Yagjian 
arcy Schrieber 
effrey Hal 
Alipate Makaui 
jason Bratin 
aryl Graham 
Gary Slocum 
Britton Costa 
Hemerson Gonzalez 
Sara Vaz 
Lauren Coyne 
ustin Dunbar 
Matthew Conrad 
Beau Locker 
homas Vena 
Atta Saleh 
Matthew Turnguist 
Yussuf El-Zein 
Harjeet Rana 
imberly Hamilton 
Corey Helly 


= 


M 


6,509 
6,445 
6,334 
6,240 
6,198 
6,176 
5,834 
5,818 
5,815 
5,703 
5,614 
5,578 
5,386 
5,353 
5342 
5,324 
5,321 
5,302 
5,027 
5,020 
5,018 
4,966 
4,915 
4,874 
4,816 
4,781 
4,764 
4,764 
4,756 
4,697 
4,653 
4,650 
4,620 
4,581 
4,576 
4,538 
4,493 
4,463 
4,426 
4,322 
4,223 
4,211 
4,183 
4,179 
4,172 
4,119 


D 


$36,285 
Altig-Orlovic 


erek Foore 

oseph Gojcaj 

Yemi Akinade 

Alma Lozano 

Bobby Szwaja 
Steven King 

ario Messina 
Zoltan Krecsko 
Brent Bowling 
onald Rivera 
atrick Knouse 
oshua Olin 

Aaron Parks 
Matthew Cartwright 
Sabrina Kryshundayal 
Bruce Alford 

esse Rennich 
Stuart Pagan 
Michael Joseph 
Antoinette Williams 
Edmaggie Myrthil 
Lee Jeffers 

effery Thiel 
Clayton Slaughter 
Eric Thompson 
effrey Espinal 

onni Ng 
ustin Adams 
Michael Musso 
eremy Rivers 
ylan Murphy 
loshua Jackson 
Marian Sertler 
Clint Perry 

ulce Paz 

uni Olusegun 
Andy Batten 
Gregory Rudolph 
ames Sodan 
Bryan Juskiw 
Craig Strompf 
iffiney Harmouche 
ovanie Scarlett 
Sylvain Kalombo 
Steven Warner 
George O Shea 


$| 4111 
3,999 
3,968 
3,912 


2 


$19,516 
Don Foti 


obert Hamilton 

avid Carpenter 
Claude Hamilton 
effrey von Kienast 
Christopher Bungay 
Shahab Mahdavinejad 
ichael Gerstein 

ravis Picklesimer 
Andrew Chambers 
avid Wang 

renton Miller 
Christopher Muraca 
ark Beckford 

yan Ohm 

Slavita H 
inelly U 
ohn Op 
yan Hal 
ravis Vaughn 
Angel Martinez 
onald McCormick 
elinda-Rae Lyse 
ustin Sutton 
Hunter Houvener 
Elias Boles 

effrey Hudson 

ark Lahijani 
aurean Flournoy 
inh Phung 

ohn McGrath 
Steven Barton 

jacob Brown 
Sean Velasquez 
endall Wilson 

ohn Nieves 
Alexander Johnston 
ohnny Ly 
London Burnett 
joshua Krueger 

evin Lowery 
Christopher Hintz 
aniel J Johnson 
Sarah McDermott 
icholas Deliberto 
ichael Burningham 
Evan Donoghue 


$| 2,912 
2,910 
2,902 
2,826 
2,766 
2,756 
2,755 
2,739 
2,738 
2,733 
2,721 
2,696 
2,689 
2,657 
2,616 
2,596 
2,586 
2,566 
2,553 
2,533 
2,515 
2,478 
2473 
2,34 


2,28 
2,13 
2,395 
2,390 
2,388 
2,369 
2,366 
2,345 
2,339 
2,339 
2,323 
2311 
2,309 
2,307 
2273 
2,268 
2,247 
2,229 
2,213 
2,209 
2,207 


n : 
lies či 


PATRYCJA RUDZINSKA 


$17,612 


Sabrina Lloyd 


Cody Terrell $ 2,196 
icole Sanders 2,196 
an Ikei 

Meaghan Krecsko 2,189 

Michael Russo 2,187 

Francis Ingulli 2,161 
yan Wilson 2,150 
homas Longino 2,108 

Avi Kauderer 2,108 

Elijah Brown 2,106 

Begona Patino-Lopez 2,097 

Sokol Fazliu 2,084 
ravis Kovach 2,048 

Bilal Farsakh 2,040 
yan Mcintosh 2,040 

Brian Zuzic 2,038 

Matthew Diulus 2,018 
atricia Contreras 2,007 

Chris La Fond 1,992 
aniel Walton 1977 

Anthony Theriault 1,972 
evin Davis 1,951 
ita Rider 1,937 
ahmatullah Romal 1,906 

Omid 1,891 

Crystal Larkins 1872 
ravis Stucki 1,851 

Shanita Ellmers 1,847 
onte Grant 1,842 
hi Phan 1,799 
avid Rigney 1,796 
erry Zorns 1,766 
elne Hughes 1,760 

Omar Billy 1,741 

Ariana Jones 1,719 

ichael van Delft 1,718 

Ryan Witham 1,712 

Nic lagulli 1,703 

Roger Fung 1,700 

ike Paragiou 1,688 
Nasr Ouadri 1,682 
Christopher Bentley 1,668 

organ Lobello 1,667 

Alberto Alcala 1,656 

Seth Frisby-Jack 1,655 

George Shafiek 1,640 


adia Feleti 
Mary-Delores 
Ayarzagoitia 
ansey Vazquez 
athan Doyle 
essica St Pierre 
eter Kwiatkowski 
Sean Sparkman 
Francesca Veltri 
eonte Jones 
Andrew Hynan 
Sean Hansen 
ominic Facchini 
avid Hausman 
atrick Donovan 
ohnny Ramos 
Zachery Kertulis 
ayam Sami 
Brian Schreiter 
Christopher Gebhardt 
riscila Gonzalez 
Christopher Botelho 
icah Focken 
ose Viramontes 
Lindsey Dettwiller 
oshua Reyes 
Erin Allen 
Stephen Jeung 
enny Kim 
aitlyn Brandt 
ichael McKiernan 
uane Shaw 
oghie Hassan Loo 
Eric Peyton 
ichael Mandella 
orge Leon 
ustin Hermann 
Albert Hu 
Blake Tomblin 
Wayne Nabors 
Abel Gamo 
Ariel Demesa 
saiah Banks 
Samuel Cohen 
enis-Michael Catalano 
Laura Dennee 


$ 


$16,765 
Zachary Hart 


arissa Ellis 
Brandon Baker 
1,596 Alexis Pineiro 
emesghen Starr 
athew Mealey 
William Tompkins 
erya Ekren 
1,513 Alex Kae 
avrick Fredericks 
arrin Roberts 
1,492 (och Gardner 
1,488 Alix Albright 
1487 Chris McFoy 
john Akers 
1,19 Brandon Mogel 
ames Sherwood 
1,396 Sherrie McCarty 
Samantha Weber 
Eyad Awdi 

avid Ramirez 
1,382 Tucker Gregor 
acob Hogan 
1,381 Mathieu Cook 
Arthur Tros 
1,365 Watt Pfluege 
1343 Hayden Hil 
1,342 Kody Kramme 
1,332 Zinsou Ayihonsi 
1,332 Shalom Chaimov 


1,331 Reynolds Akuamoa 
1,329 Daniel Umbertone 
1,308 Raynaldo Lafontant 
1,299 Matthew Castelli 
1,294 Scott McCrory 


1277 Tiffany 
Babin-Washington 


1,258 Patrick Duray 
1,253 Arman Masomzadeh 
1,229 MandaleTolefree 
1,216 Michael Raven 
1,208 Lalitha Janardhanan 
1,200 Layla Bokhari 
1,200 Steven Sparkes 
1,198 Evan VanErp 
1,176 Mitch Duplantis 


1,174 Amanda Peterson 


heodore Ryan 
anale EI Awad 
Alex Paguio 
Shawn Mishra 
oseph Rotolo 
effrey A Smith 
ade Beck 
essica Santamarina 
Christie Jauch 
aul Smith 
Brynna Tebbe 
eter Davis 
Felicia Steele 
ohn Curry 
uhammed Ashraf 
Cyan Kissinger 
Sonia Silva 
arius Rowan 
Samisoni Koloa 
Richard Pazak 


$31,835 
Zachary Hart 


S] 31,835 
11795 
9,248 
8,924 
8,823 
8,543 
7,938 
7,313 
7,215 
6,422 
6,401 
6,067 


yan Fickert 
homas Vena 
Matthew Diulus 
ark Neilson 
obert Janev 
Steven Redd 
ake Yagjian 
Bobby Gujral 
Levar Morgan 
Christopher Hintz 
aul Kelly 
eremy Rivers 


$ 1,024 Tanner Duy 
1,014 Aaron Piotrowski 
1,005 Michael Patty 
1,001 Shayla Williamson 
999 Jose Anderson 
997 Michael Cirelli 
963 Anthony Ferraro 


958 
953 
949 
937 
927 
917 
909 
896 
889 
883 
873 
873 
873 


atthew Halbmaier 
itsajee Ruangsinsup 
evin Butchino 
Casey Jarratt 

Casey Kunash 
icholas Atallah 
Landon Schlag 

enna Grula 

ashar Jarkasy 
Edwin Cuevas Quinones 
Gevorg Yanukyan 
oshua Goodman 
Eric Snyder 


S] 86 


Charles Ferrari $ 
esus Romero 

ustin Lowe 

icholas Engrav 

arisa Willgruber 

Ethan Dewyer 

Walter Henderson 

Lidia Meglei 
Cole Hatfield 
Levar Morgan 
elinda Skinner 
agda Figueiredo 
Brittni Kwiecien 
yo Phyo 
Steven Dell 
ordan Warner 
Roger Rau 
Shavorne Hudson 
Lily Carpenter 
Charley Forshee 


683 


ichael Clemente 
azan Zarba 
oseph Massucci 
essica Chang 
Carlos Iraheta Barrientos 
Brittany Douglas 


Chad Mc 


Eric Buti 
oshua B 
Ashley H 


avid Du 


atthew Russell 
arrio Pope 


Laughlin 


Alexander Valencia 
aniel Foore 


acchus 
utson 


ichael Scatena 


ddy 


678 Andrew McQuade 
676 
675 


JDBRSHIMBONUS 


S| 5,390 
5,341 
5,237 
4,786 
4,642 
4,580 
4312 
3,778 
3,714 
3,308 
3,180 
3,057 


$11,795 
Simon Arias 


ustin Adams 
Marian Sertler 
eynolds Akuamoa 
Matthew Turnguist 
Corey Helly 
Hemerson Gonzalez 
Shahab Mahdavinejad 
oreen Ryan-Foti 
Brian Schreiter 

ohn Conard 
yan Stenglein 
oshua Dishong 


S| 2,754 
2,744 
2,583 
2,552 
2373 
2,110 
2,060 
2,042 
2,010 
2,006 
1,746 
1,745 


Awa Ba 


$9,248 


Simon Arias 


joshua Olin $ 
Asiguy Haugabook 
Beau Locker 

Sean Velasquez 
Andy Batten 

Luay Ghawi 

yan Wilson 
Sanaz Mirza Baig 
Stephen Giddens 
ichael Gerstein 
Charles Ferrari 
eaghan Krecsko 


1,636 
1,600 
1,460 
1,396 
1,348 
1,328 
1,322 
1,305 
1,295 
1,206 
1,197 
1,187 


ou 


ammal Coleman 


Steven King 


yan Ha 
avid Ca 
yler Wo 
aisy Py 
William 


Andrew 
Christie 


ohnny Ly 
Brian Zuzick 
Hunter Houvener 
uni Olusegun 


| 
rpenter 
rstell 
eatt 
armeter 


cQuade 
auch 


ichelle Olivo $ 


$ 


670 
662 
655 
652 
649 
647 
646 
646 
645 
638 
638 
635 
629 
625 
607 
605 
593 
585 
572 
571 


1,170 
1,153 
1,102 
1,083 
1,072 
988 
983 
965 
952 
870 
769 
663 


Elizabeth Chilson $ 
Allan Allas 
Robert Drake 
ana Black 
Anthony Spata 
aren Lamey 
Stephen Coons 
erron Alexander 
Genna DeMetsenaere 
Christy Balcita 
evon Chapman 
uan Rivera 
ichael Ezeafulukwe 
Calvin Irving 
onathan Russell 
esse Spencer 
Eduardo Bonilla 
ariam Shahid 
onathan Jones 
Ronald Davis 


0 


Scott Wheeler $ 
George O Shea 

Chad McLaughlin 
Brandon Summerton 
P Harris 

ark Dushaj 
onathan Jones 

Zach Otto 

Elias Boles 

Blake Higuchi 

effrey Hall 

esse Rennich 


564 Joellrask 
561 Ashley Clarke 
553 Manuel Diaz 
549 FbuwaOtagho 
547 Kierra Goodwin 
545 Aaron Parsons 
539 Jessica Napiza 


530 
529 
528 
527 
526 
522 
519 
512 
502 


avid Bilotti 
aolo D'Andrea 
Young Lee 
Sean Shephard 
eShawn Moore 
jason Green 
achel Brown 
Bobby Lo 
axon Elozier 


Arthur Mdntyre 
Tiffany 
Babin-Washington 
Morgan Lobello 
Chris La Fond 
Lorena Barriere 
Patrick Duray 


$17,914 
Zachary Hart 


IMGAJROOKIES 


AON FAIGDLANDGR 


$9,654 


Steve Friedlander 


RAA 


mm 


$33,474 
Albert Serur 


NEGBMBBA BONUS LEADERS | PAYOUT: $328,671 
Z KAME A 


$| 17,914 
11,987 
7,796 
5,849 
5,739 


Mark Dushaj 
Jeffrey Hall 
Joshua Dishong 
Doreen Ryan-Foti 
Anita Ferris 


5 5,003 
4,807 
3,749 
3,579 
3,435 


— 


AMIAR das d THAT 
1 JA 


a 


Z 
TA 
2 S 


A 


. 


P 


OFFRES l 


$11,987 
Albert Serur 


JOSHUA DISHONS DOREEN Heal Tüll QUITO FERRIS 


$5,739 
Steve Friedlander 


$7,796 
S-S-Bendure-Hartwig 


$5,849 
Don Foti 


5 17,426 
13,729 
9,884 
9,883 
9,440 
9,336 
8,983 
7,931 
7,376 
6,745 
6,106 
6,051 
6,048 
5,697 
5,690 
5,674 
5,311 
4,885 
4,741 
4,697 
4,590 
4,581 
4,534 
4,118 
4,027 
3,943 
3,857 
3,848 
3,834 
3,791 
3,753 
3,719 
3,516 
3,476 
3,381 
3,337 
3,308 
3,296 
3,200 
3,158 
3,093 
3,059 
3,047 
2,953 
2,908 
2,873 
2,836 


ALIPATE MAKAUI 


$4,034 
Steve Friedlander 


PHILLIP DISTRI 


$7,309 
Satti-Kanaan 


$6,720 
Albert Serur 


$6,396 
Michael Vasu 


» S 
MARK DUSHA) 


$17,153 
Zachary Hart 


PAUL KELLY 


$9,611 
Steve Friedlander 


$18,581 
Zachary Hart 


$13,293 
Albert Serur 


QUALIFIERS: 108 


5 5,046 
4,866 
4,195 
4071 
3,413 


S] 33,474 Jake Vagjian 
18,581 Ryan Fickert 
17,153 Mark Dushaj 
13,293 Jeffrey Hall 
9,611 Paul Kelly 


$ 3,081 Peter Gabranski 
2,763 Stuart Pagan 
2,652 Nicholas Deliberto 
2,308 Paul Smith 
2,231 Joshua Goodman 


5 9,654 
7,309 
6,720 
6,396 
4,034 


Aaron Friedlander 
Phillip Waisman 
Christopher Muraca 
Andy Batten 
Alipate Makaui 


Walter Icaza 
Duni Olusegun 
Alma Lozano 
Steven King 
Paul Kelly 


Doreen Ryan-Foti 
Hemerson Gonzalez 
Andy Batten 

Rita Rider 

Duni Olusegun 


" 


ow wd 
MOHAMAD PauU 
$17,426 
Zachary Hart 


DECEMBER BONUS LEADERS | PAYOUT: $645,150 


Mohamad Raychouni $ 2,828 


inga Filipiak 

Edward Leon 

amal Tayyib 

Sergio Carta 

enny Kim 

Carlos Iraheta Barrientos 
Carl Ignatius 

ovena Lulgjuraj 

ordan Atkinson 

rittany Luke 

Steven Rios 

Carey Hartman 

Ashley Clarke 

onathan Da-al 

Mari Andrade 

Xander Davis 

Arman Masomzadeh 
Aaron Piotrowski 

ohn Curry 
Brandon Neal 
Marie Laine 
oseph Kanaan 
Adrienne Bragas 
anner Duy 
Ernesto Delgadillo 
andon Schlag 
Candace Minor 
Aleanya Moore 
ason Meng 
ahis Quintero Bonilla 
Alexis Gomez 
Frederick Baltimore 
Rafael Medina 

Eno Iftiu 
Cody Gardner 
Kyle Welton 
Gregory Caldwell 
Michel Merinos 
Samuel Boyle 

ris Saavedra 
Adriana Neagu 
joseph Gojcaj 
Abel Gamo 
Ameenah Little 
Hunter Welty 
ohn Santosuosso 


2,809 
2,797 
2,792 
2,72 
2,738 
2,734 
2,722 
2,714 
2,636 
2,625 
2,623 
2,604 
2,587 
2,497 
2,477 
2,469 
2,458 
2,434 
2,421 
2,380 
2,347 
2,292 
2,290 
2,284 
2,278 
2,260 
2,223 
2,160 
2,141 
2,102 
2,072 
2,066 
2,043 
2,032 
2,018 
2,017 
2,016 
2,012 
2,003 
1,988 
1,975 
1,970 
1,948 


1,943 
1,935 


ahh PLIN 


$13,729 
Sabrina Lloyd 


Ashley Hutson $ 
Aref Sayegh 

ean Gushi 

Crystal Vairetta 
Allan Allas 

Eric Rodriguez 
ominick Williams 
Nancy Rocha 
Nicholas Wang 
ordan Lacy 
Matthew Roebke 
Sean Sparkman 
Holly Soares 

esus Romero 
Veronica Coval 
Yamid Mendoza Sanchez 
Brandon Dusevic 
ames Sherwood 
eith Dymnioski 
Michael Ezeafulukwe 
Nathaniel Newberry 
effrey A Smith 

Kelly Schoenherr 
Dario Messina 

Stella Roznovan 
Brenna Moore 
Christine Morris 

Blake Tomblin 

Eric Butt 

ba Williams 
Nickoy Hylton 
Adem Abdula 

uan Molina Gongora 
yle Vanderwalker 
tebecca Mehlinger 
oseph Corwin 
Robert Adrahtas 
Randy Ortiz 

Laura Dennee 
Alexander Rollo 
Elvis Durakovic 
Victoria Lindner 
Seth Parlin 

Jennylyn 
Militante-Radnoty 
Darius Rowan 
De'Jour Washington 


= 


> 


1,926 


1,907 
1,897 
1,887 
1,844 
1,835 
1,822 
1,806 
1,791 
1,788 
1,785 
1,776 
1,765 
1,763 
1,762 
1,756 
1,725 
1,722 
1,711 
1,659 
1,648 
1,631 
1,622 
1,597 
1,583 
1,581 
1,580 
1,573 
1,567 
1,561 
1,552 
1,543 
1,541 
1,537 
1,535 
1,533 
1,531 
1,530 
1,502 
1,499 
1,497 
1,491 
1,471 
1,464 
1,463 
1,459 


EDUARD LEON 


$9,884 


Christopher $ 


Belleperche 

Carl Rice 

onald Stone 
orge Toribio 
Michael Tineo 
Aaron Easton 
Javid Basnett 
Candice Kirchner 
Narada Sims 
Alexander McGaw 
Brian Garrison 
Mark Tusing 
Rubin Chaimov 
ichard Millington 
Toni-Ann Allen 
Serena Joseph 
Carlos Garcia 
rynn Coplen 
Sean Shephard 
Fouad Gerges 
Maria Miao 
Adam Kidikas 
William Dugan 

Brian Schmitz 

Andrew McAllister 
Henry Brown 

Rangi Witika 

yan Rebelo 

elvin Ellmers 

Evelin Castro-Sharif 
Afolasade Aboyade-Cole 
Austin Edwards 

Hunter Bischoff 
)emitrius Lucas 

Abbas Abdul-Khaliq 
Mayra Robles 

ugh Benn 
AlecSeibold 

Angela Rodriguez 

Eyad Awdi 

Patrick Morgan 

Celly Young 

evin Kennedy 

amel Johnson 

aydan Heron-Smith 
Manale El Awad 


Zachary Hart 


Kamal laute 


$9,883 
Don Foti 


ustin Diaz 
Shonda Lewis 
Cheyanne Malcom 
Casey Helly 
Tyler Dahlin 
Alisha Anderton 
Asad Ahmed 
Nicholas Loosli 

ca Gordon-White 
Danny Juskiw 
effrey Witherall 
Ethan Ruth 
Michael J Romero 
Daniel Chousa 
Brendan Bradfield 
aymond Praytor 
Kempton Perry 
renton Miller 
Saury Espaillat 
Matthew Hudlin 
Walter Binger 
Alicia Ayala 
Michael Battaglio 
enna Grula 
Danita George 
eanette Ramirez 

oy Vann-Austin 
yler Green 

Kajana Carter 

Sean Gillespie 
Pharyn Wilson-Jones 
Anthony Friese 
Devonte Coles 
Stephanie Mendez 
Ross Ewen 

Kurt Overy 

Colin Ghee 

Betsy Adney 

athryn Gilluly 
joseph Provenzano 
Allison Kusgen 
Revawn Wilson 

Ray Salmon 

Benito Menchaca 
Bilal Farsakh 

jared Guglielmino 
Zachary Button 


$ 


1,130 
1,119 


1,081 


1,079 


SERGIO bald 


$9,440 
Beto Ouintero 


OUALIFIERS: 503 


Alexander Valencia 
Mia White 

Janiel Fitzgerald 
revor Smith 
Mickey Adkins 
Nicolaus Lehnertz 
Zlata Titova 

aniel Prinzo 
ammy Gawron 
Lisa Richardson 
Carole Idolphine 
Frank Russell 
on Morrow 
Cole Hatfield 
Marlon Hernandez 
Matthew Simon 
Renato Muhaj 
itsajee Ruangsinsup 
Michael Williams 
avid Clifford 

Kevin Benson 
Charlene King 
Russell Erhardt 
Adrienne Lawrence 
DeShannon Boyd 
essie Holland 
eaveon Francisco 
Elijah Brown 

Logan Akers 

atrick Carroll 
atrick McKeown 
Jesse Barker 
Victoria Perea 
Conor Markins 
Ryan Vance 

ordan Jones 

Lily Carpenter 
ammal Coleman 
Gjon Ljuljduraj 
Bobby Lo 
Robert Wright 
erran Oliphant 
Matthew Russell 
eborah Mitchell 
ordan Kness 
Chris McFoy 

Jose Anderson 


Ashkan Khoshmagham 
ustin Brown 

Troy Kasper 

Ryan Locke 

esse Fullmer 
iffiney Harmouche 
Todd Riescher 
Regina Koonce 
oshua Rodriguez 
Michael Fazio 
Raynaldo Lafontant 
essica Napiza 
Augusto Arango 
Holly Simpson 
Tyler Boulden 
Claudia Chiarelli 
Matthew Castelli 
avier Bellido De Luna 
Nakita Fortin 
Ebuwa Otagho 
Michael Barlettano 
Sergio Joaquin Haro 
Liam Taylor 

homas Beswick 
David Duddy 

Avery Allmond 
Andrew Severson 
Dustin Oetzman 
George Shafiek 
Amber Fitzmartin 
Trevor Byrne 

lugo Flores 

Sanyo Galloway 
Nelson Desmond 
Eric Salado 

Rochelle Royce 

eith Brown 

Sione Maumau 
ichard Zuccato 
hillip Rigoli 

enny Alvarez 

Kevin Kondrad 
Christy Balcita 
Elizabeth Trotter 
Carla Snair 

Eric DeJohn 

Wendy Peeples 


p 3d Hude HI Hu VLLL AN SUAS 


$ $ $ S| 568 
564 
560 
559 
552 
549 
545 


BRADLEY Wicked IB Pa 


$4,201 


DECEMBER BONUS LEADERS | PAYOUT: $65,231 


| QUALIFIERS: 173 


All qualifiers listed achieved at least $500 in bonus totals | WGB qualifiers achieved at least $1000 in bonus totals | WGB recognition is based on $1,500 weekly ALP minimum achievement level 


^. MEI — 
A . MUI | | S SI 


December e 


Outstanding Producers & PR Representatives: 


Matthew Lehman 


S-S-Bendure-Hartwig 
1 Qualification 
$82,089 Net ALP 
82.3 RET 


Javier Diaz 


Matt Henderson 
2 Qualifications 

$65,527 Net ALP 
84.3 RET 


THE MACNATT LT 


Adem Abdula 7 Lincoln Dziekonski 


2 

Giglione- Ackerman A Altig-Orlovic 

3 Qualifications = 3 Qualifications 
$70,368 Net ALP $67,974 Net ALP 
86.9 RET 88.3 RET 
Fritznel Octave 

Tom Williams 

1 Qualification 


$59,228 Net ALP 
82.1 RET 


Kevin Dunn 


Kevin had 78.38% growth over 
December 2017. 


PR Director of the Month 


| Jackie Lowe 


Jackie met 120.4796 of Objective 
during December 2018. 


MILESTONE 


— Award — 


This is a progressive award for Personal Best in annual lead generation. 


We congratulate the inaugural award winners for their accomplishments in 2018. 


Nen 
N 


DOLLAR CLUB 


Each champion will receive a bonus of $5,000 and the Million Dollar Club Award. 


Kyle Johnson 
Contracted 1/5/07 
Oualified 12/31/18 
$1,030,184 Net ALP 


Congratulations on your achievements! 


«W 


SS-Bendure-Hartwig 
Contracted 11/15/13 
Qualified 12/31/18 
$1,020,391 Net ALP 


k 


i 


Altig-Orlovic 
Contracted 5/6/11 
Qualified 12/31/18 
$1,019,326 Net ALP 


»- X 
> 


David Zophin 


to go. After all, with all the bonuses, E 


Convention, and Spotlight recognition thats 
waiting for you, there are too many incentives 
not to have your best year ever. 

By this point, you've probably already 
made your New Years resolutions. But in 
2019, I dare all of you to double down and 
not just resolve to make this a great year, but 
really commit to it. The way to do that is first 
by making a plan, and then keeping your 
commitment strong all year long. 

When you sit down to map out your goals 
for the year, make sure they're SMART - Spe- 
cific, Measurable, Agreed upon, Realistic, and 
Time-based. Plus, be sure you're standing be- 
hind your goals 110 percent. Be sure that your 
commitment runs deep - that nothing will 
stand between you and success. See your goals 


clearly in your minds eye and let them inspire 


you to reach new heights. Envision that step 
beyond financial security; picture your fami- 


: lys dream home; think about that perfect va- 


cation; imagine Convention qualification and 


: all that awesome recognition. Letting your 
dreams serve as a consistent incentive will help 
: strengthen your dedication to reaching your 
goals. A strong commitment, along with some 


S WE TAKE ON THE NEW YEAR, I'M : 
confident you're all ready and raring 


SMART planning, is the perfect recipe for see- 


ing some serious results throughout the year. 


An essential part of your SMART planning 


is identifying your strengths and weaknesses. 
: Then, more importantly, addressing them. 
Which strengths can you highlight to help 
you reach your goals? Which weaknesses do 
you need to work on to make this a remark- 
: able year? Emphasizing your strengths might 
be a no-brainer, but improving your weak- 
i nesses might be more of a challenge. Luckily, 
there are a number of tools that can help you, 
like calendars, spreadsheets, and to- do lists. 
: If punctuality is an issue for you, set alarms, : 
: reminders, and traffic alerts for yourself. If 


you haven't mastered your sales presentation, 


practice in front of a mirror until you perfect 
it. Do whatever it takes to strengthen those 
* weaknesses and you'll see that the extra effort : 
is definitely worth it. 


Once your prep work is complete, it's time 


: to execute your plan. A big part of execution is 
checking how well your plan is working. You 
: may need to make adjustments as necessary, 
: reviewing your plan on a weekly basis and 
: making any changes that are needed. Through 
it all, make sure your commitment stays 
strong, and your focus remains fixed. 


To recap, wholly commit to all of your 


: SMART goals. Identify and address all of your 
: strengths and weaknesses. Execute your plan 
and make adjustments where needed. I men- 
* tioned before that there are too many fantastic 
: things waiting for you not to have the best year 
of your career. And the great thing about this 
: profession is it's the opposite of a dead-end job 
: — if you want to advance, if you want to move 
up, you can! You have Opportunity Unlimited 
: here, so it's really up to you how brightly your 
star will shine. Big dreams, good planning and 
a a strong commitment will turn those dreams 
into a reality. 


This is your year. This is your time to ex- 
cel. Don't let this year pass you by without 


: doing everything in your power to make it 


exceptional. Take 2019 by storm and let the 


: rewards rain down. O 


FIRST-CLASS MAIL 


PRESORTED 


AMERICAN INCOME LIFE UPAID 
NATIONAL INCOME LIFE S AMERICAN INCOME 


2 ; LIFE 76710 
Insurance companies PERMIT 3121 


www.ailife.com 
j:====—11r11i""7—71—-4 


GRAND HYATT BAHA MAR | MAY 12-15, 2020 


View full qualifications online: ailife.com/arc/spotlight.aspx & nilife.com/arc/spotlight.aspx